Unveiling the path to sustainable poverty alleviation in Pakistan: Investigating the role of microfinance interventions in empowering women entrepreneurs

IF 2 4区管理学 Q3 MANAGEMENT

Scandinavian Journal of Management Pub Date : 2024-03-12 DOI:10.1016/j.scaman.2024.101331

Syed Hamza Farooq , Arif Ud Din , Irshad Ahmed Soomro , Angelo Riviezzo

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Abstract

Unsustainability and the menace of poverty are the major challenges confronted by developing countries like Pakistan. This study intends to highlight the impact of microfinance interventions on women entrepreneurs in Pakistan and their potential to foster women's entrepreneurial ambition as a means of poverty alleviation. A quantitative research design has been used to collect data through a questionnaire from 400 women entrepreneurs who have benefited from the National Rural Support Program (NRSP)’s, (2019–2021) Microfinance and Enterprise Development Program in Pakistan. The study found that the concept of microfinance resources is gaining significance and its access is significantly impacting the entrepreneurial inclination and success of women entrepreneur’s vis a vis reduces poverty levels in low-income communities. The findings have significant implications for policymakers, microfinance institutions and women entrepreneurs in Pakistan, emphasizing the need for programs that target women entrepreneurs and provide them with microfinance resources and training to empower them to take charge of their businesses. Limited generalizability and self-reported data are the limitations to mention. Strategies like offering microfinance were found to be valuable tool in combating poverty and inequality from the women entrepreneurial initiatives perspective.

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揭示巴基斯坦可持续减贫之路：调查小额信贷干预措施在增强女企业家能力方面的作用

不可持续发展和贫困威胁是巴基斯坦等发展中国家面临的主要挑战。本研究旨在强调小额信贷干预措施对巴基斯坦女企业家的影响，以及其作为一种减贫手段促进妇女创业雄心的潜力。本研究采用定量研究设计，通过问卷调查的方式收集了 400 名受益于巴基斯坦国家农村支持计划（NRSP）（2019-2021 年）小额信贷和企业发展计划的女企业家的数据。研究发现，小额信贷资源的概念正变得越来越重要，小额信贷资源的获取对女企业家的创业倾向和成功产生了重大影响，同时也降低了低收入社区的贫困水平。研究结果对巴基斯坦的政策制定者、小额信贷机构和女企业家具有重要意义，强调需要制定针对女企业家的计划，为她们提供小额信贷资源和培训，使她们有能力掌控自己的企业。值得一提的限制因素包括有限的普遍性和自我报告的数据。从妇女创业倡议的角度来看，提供小额信贷等战略是消除贫困和不平等的宝贵工具。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Scandinavian Journal of Management MANAGEMENT-

CiteScore

4.00

自引率

10.00%

发文量

审稿时长

71 days

期刊介绍： The Scandinavian Journal of Management (SJM) provides an international forum for innovative and carefully crafted research on different aspects of management. We promote dialogue and new thinking around theory and practice, based on conceptual creativity, reasoned reflexivity and contextual awareness. We have a passion for empirical inquiry. We promote constructive dialogue among researchers as well as between researchers and practitioners. We encourage new approaches to the study of management and we aim to foster new thinking around management theory and practice. We publish original empirical and theoretical material, which contributes to understanding management in private and public organizations. Full-length articles and book reviews form the core of the journal, but focused discussion-type texts (around 3.000-5.000 words), empirically or theoretically oriented, can also be considered for publication. The Scandinavian Journal of Management is open to different research approaches in terms of methodology and epistemology. We are open to different fields of management application, but narrow technical discussions relevant only to specific sub-fields will not be given priority.