The impact of technology service quality on Bangladeshi banking consumers' satisfaction during the pandemic situation: Green development and innovation perspective in banking service

Md. Rahat Khan , Most. Tahura Pervin , Md. Zahir Uddin Arif , S.M. Khaled Hossain
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Abstract

The present study examined the anticipated technology service quality of private commercial banks in Bangladesh, with a particular emphasis on the satisfaction of e-consumers regarding the banking technologies and services offered by their respective banks. Three hundred fifty-five data were administered using a structural equation modeling technique to examine the hypothesis. The results indicated three technology service quality dimensions exhibited a positive and statistically significant relationship with consumers' satisfaction with banking services. The remaining two dimensions (Responsiveness and Empathy) displayed a negative but significant association. In the context of technology service quality and technology satisfaction, it was observed that all factors except ‘Reliability,’ ‘Responsiveness,’ and ‘Empathy’ exhibited a statistically significant positive association with technology service quality during the pandemic situation. This research provides a new perspective for countries sensitive to and committed to enhancing their green development in banking strategies by embracing technological advancements, particularly during challenging circumstances like a pandemic.

大流行病期间技术服务质量对孟加拉国银行消费者满意度的影响:银行服务的绿色发展与创新视角
本研究考察了孟加拉国私营商业银行的预期技术服务质量,重点关注电子消费者对各自银行提供的银行技术和服务的满意度。研究使用结构方程模型技术对 355 个数据进行了分析,以检验假设。结果表明,三个技术服务质量维度与消费者对银行服务的满意度呈正相关,且在统计上有显著关系。其余两个维度(响应性和同理心)呈负相关,但关系显著。就技术服务质量和技术满意度而言,除了 "可靠性"、"响应性 "和 "移情 "之外,所有因素在统计上都与大流行病期间的技术服务质量呈显著正相关。这项研究为那些敏感并致力于通过拥抱技术进步来加强银行业绿色发展战略的国家提供了一个新的视角,尤其是在大流行病等具有挑战性的情况下。
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CiteScore
10.70
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