Activities of Small Loan Inspectors in the Pre-Revolutionary Russia (Based on Materials from the Olonets Province)

A. Krivonozhenko
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Abstract

The study examined the main activities of small loan inspectors. This job position appeared in the structure of the State Bank with the beginning of the reform of the small loan system in 1904. Inspectors were assigned a significant role in its practical implementation. The study of the problem showed that the absence of a local branch of the State Bank in the Olonets province at the beginning of the twentieth century. technically made it impossible for the position of small loan inspector to appear in the province. This has become a noticeable factor in the slow development of this system here. Due to the absence of small loan inspectors in the province, local provincial authorities tried to popularize credit partnerships among peasants through zemstvo chiefs. This approach failed. Only with the opening in the Olonets province of a branch of the State Bank and an inspection of small loans under it, the situation with the development of credit institutions in rural areas began to change for the better. The article studies the process of establishing the institution of small loan inspectors in the Olonets province, identifies the main difficulties of their work, and identifies local features. Attention is paid to the attitude of local peasants to the figure of the inspector.
革命前俄国小额贷款检查员的活动(根据奥洛涅茨省的资料整理)
本研究考察了小额贷款检查员的主要活动。随着 1904 年小额贷款制度改革的开始,这一工作岗位出现在国家银行的结构中。检查员在改革的实际执行中发挥了重要作用。对这一问题的研究表明,20 世纪初在奥洛涅茨省没有国家银行的地方分行,从技术上讲,该省不可能出现小额贷款检查员的职位。这也是该制度在该省发展缓慢的一个重要原因。由于该省没有小额贷款检查员,省地方当局试图通过村长在农民中推广信贷合作。但这一做法以失败告终。只有在奥洛涅茨州开设了国家银行分行并在其领导下对小额贷款进行检查之后,农村地区信贷机构的发展情况才开始好转。文章研究了在奥洛涅茨州建立小额贷款检查机构的过程,确定了其工作的主要困难,并指出了当地的特点。文章关注了当地农民对检查员这一角色的态度。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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