Sustainable Financial Development Through Mobile Payment: Using SEM-ANN Analysis

IF 3 Q2 BUSINESS

Vision-The Journal of Business Perspective Pub Date : 2023-09-25 DOI:10.1177/09722629231168696

Huang Jing, Abdullah Al Mamun, Farzana Naznen, Mohd Helmi Ali

引用次数: 0

Abstract

This study aimed to examine the influence of performance expectancy (PE), effort expectancy (EE), social influence (SI), facilitating condition (FC), hedonic motivation (HM), perceived trust (PT) and lifestyle compatibility (LC) on the intention to adopt M-payment (IMP) as well as the mediating effect of IMP on the adoption of M-payment (AMP). This study adopted a cross-sectional design and collected quantitative data through an online survey from 309 respondents in China. The results revealed the significant positive influence of PE, EE, FC, HM, PT and LC on the IMP. The IMP was found to positively and significantly mediate the relationships of all predictors (except SI) and the actual usage of M-payment. Artificial neural network results validated the high prediction accuracy of the data fitness and highlighted the importance of PE, EE and LC on the IMP among Chinese users.

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通过移动支付实现金融可持续发展:基于SEM-ANN分析

本研究旨在探讨绩效期望(PE)、努力期望(EE)、社会影响(SI)、促进条件(FC)、享乐动机(HM)、感知信任(PT)和生活方式兼容性(LC)对移动支付采用意向的影响，以及移动支付采用意向对移动支付采用的中介作用。本研究采用横断面设计，通过在线调查收集309名中国受访者的定量数据。结果显示，PE、EE、FC、HM、PT和LC对移动支付的使用有显著的正向影响，移动支付在所有预测因子(SI除外)与移动支付实际使用的关系中具有显著的正向中介作用。人工神经网络结果验证了数据适应度的预测准确性，并突出了PE、EE和LC对中国用户IMP的重要性。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Vision-The Journal of Business Perspective Multiple-

CiteScore

4.60

自引率

0.00%

发文量

121

期刊介绍： Vision-The Journal of Business Perspective is a quarterly peer-reviewed journal of the Management Development Institute, Gurgaon, India published by SAGE Publications. This journal contains papers in all functional areas of management, including economic and business environment. The journal is premised on creating influence on the academic as well as corporate thinkers. Vision-The Journal of Business Perspective is published in March, June, September and December every year. Its targeted readers are researchers, academics involved in research, and corporates with excellent professional backgrounds from India and other parts of the globe. Its contents have been often used as supportive course materials by the academics and corporate professionals. The journal has been providing opportunity for discussion and exchange of ideas across the widest spectrum of scholarly opinions to promote theoretical, empirical and comparative research on problems confronting the business world. Most of the contributors to this journal range from the outstanding and the well published to the upcoming young academics and corporate functionaries. The journal publishes theoretical as well as applied research works.