Public Policies for Financial Education: From Historical Processes to Practical Actions in Higher Education Institutions

Daniela Cristina Lourenço Bufalo, Rafael Ângelo Bunhi Pinto
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Abstract

Abstract In current times, the importance of financial education has gained prominence in discussions held within multilateral organizations and governments around the world, with the purpose of building a society that is aware of the impact of their actions as individual financial agents in global society, through education. In this environment, the general objective of this article is to discuss the conception of financial education as public in Brazil, tracing a mapping of the main practical actions in higher education, after the implementation of the National Strategy for Financial Education (ENEF). As for the methodology, a bibliographical survey is carried out of the scientific works published and made available on the Capes Portal and SciELO-Brasil platforms, in the period between 2011 and 2021, which address financial education as a public policy in the context of higher education. As a result, it is perceived that higher education students have largely been excluded from public policies related to this topic and Universities have acted timidly as disseminators of financial literacy and production of scientific knowledge, through academic publications that can contribute to the enhancement and expansion of ENEF's reach.
金融教育公共政策:从历史进程到高校的现实行动
当前,金融教育的重要性在世界各地多边组织和政府的讨论中得到了突出的体现,其目的是通过教育建立一个意识到他们作为个人金融代理人在全球社会中的行为的影响的社会。在这种环境下,本文的总体目标是讨论巴西金融教育作为公共教育的概念,在实施国家金融教育战略(ENEF)后,追踪高等教育中的主要实际行动。至于方法,在2011年至2021年期间,对cape Portal和SciELO-Brasil平台上发表并提供的科学著作进行了书目调查,这些著作将金融教育作为高等教育背景下的公共政策。因此,人们认为,高等教育的学生在很大程度上被排除在与这一主题有关的公共政策之外,大学作为金融知识的传播者和科学知识的产生者,通过有助于加强和扩大ENEF影响范围的学术出版物,采取了胆怯的行动。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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28 weeks
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