Analysis Financial Performance Using the Camel Method at PT. Bank Sulselbar Period 2015-2021

Economics and Business Journal (ECBIS) Pub Date : 2023-04-14 DOI:10.47353/ecbis.v1i4.30

Karmila, Zainal Ruma, Nurman, Anwar Ramli, Andi Mustika Amin

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引用次数: 1

Abstract

This study aims to determine the financial performance of PT. Bank Sulselbar from 2015 to 2021 using the CAMEL method, to see if PT. Bank Sulselbar is in a healthy or unhealthy predicate. This type of research is a quantitative descriptive research. The sample used in this study is the financial statements of PT. Bank Sulselbar for the 2015-2021 period. Data collection used documentation techniques. The data analysis used is the CAMEL analysis set by Bank Indonesia. The results of this study indicate that the health level of PT. Bank Sulselbar for the 2015 to 2021 period is in the healthy predicate. This can be seen from the results of research on the CAMEL aspect for the last 7 years 2015-2021 consecutively for 2015 it was 71.62, in 2016 it was 77.28, in 2017 it was 70.66, in 2018 it was 70.90, in 2018 it was 70.90. In 2019 it was 69.70, in 2020 it was 69.53, and in 2021 it was 69.87. Based on the provisions of Bank Indonesia regarding the criteria for assessing the soundness of a bank, PT. Bank Sulselbar is in the interval 66-<81 with the Healthy Enough predicate for 2015-2021.

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使用骆驼法分析PT. Bank Sulselbar期间2015-2021年的财务绩效

本研究旨在使用CAMEL方法确定PT. Bank Sulselbar从2015年到2021年的财务绩效，以确定PT. Bank Sulselbar是否处于健康或不健康的谓词。这类研究属于定量描述性研究。本研究使用的样本是PT. Bank Sulselbar 2015-2021年期间的财务报表。数据收集使用文档技术。使用的数据分析是由印度尼西亚银行设置的CAMEL分析。本研究结果表明，PT. Bank Sulselbar在2015 - 2021年期间的健康水平处于健康谓词。这可以从2015-2021年连续7年CAMEL方面的研究结果中看出，2015年为71.62,2016年为77.28,2017年为70.66,2018年为70.90,2018年为70.90。2019年为69.70,2020年为69.53,2021年为69.87。根据印尼银行关于评估银行稳健性标准的规定，苏塞尔巴银行(PT. Bank Sulselbar)的评级区间为66-<81,2015-2021年的指标为“足够健康”。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Economics and Business Journal (ECBIS)

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