The Effect of Financial Attitude, Financial Knowledge, and Income on Financial Management Behavior

Abstract

Copyright © 2020 The Authors. Published by Atlantis Press SARL. This is an open access article distributed under the CC BY-NC 4.0 license -http://creativecommons.org/licenses/by-nc/4.0/. 107 Abstract: The purpose of this study was to obtain results: the influence of financial attitudes, financial knowledge, and income on financial management behavior. The object of this research was selected using nonprobability sampling method amounted to 160 respondents at Bali Province. Methods Data analysis uses structural equation modeling (SEM) which aims to test the hypothesis in this study. The result of this study shows that financial attitude significantly have positive affect on financial management behavior, financial knowledge significantly have positive affect on financial management behavior. However, income has no effect on financial management behavior.