DIGITAL FINANCIAL INCLUSION IN INDIA.

Deepika Saxena, Nihanshi Goyal
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Abstract

Digital financial inclusion refers to the internet access to use the formal financial services by excluded and underserved population. E-Banking activity in rural India results in increased usage of financial services and improved living conditions due to the technological involvement in financial inclusion. Financial inclusion, as a result of digital financial services, also promotes economic growth. The purpose of this research is to identify the factors that influence the adoption of digital financial services, as well as people's intentions to use them. This will aid in determining how the correct technology and strategy may help India achieve financial inclusion. The study also tries to identify the role of digital financial inclusion in the country's economic growth. This study is exploratory in nature, with an emphasis on utilizing secondary sources of data related to financial inclusion to better understand new banking technology and people's perceptions on adoption and usage of banking services.
印度的数字金融包容性。
数字普惠金融是指被排斥和服务不足的人群能够通过互联网使用正规金融服务。印度农村的电子银行活动增加了金融服务的使用,由于技术参与了金融包容性,改善了生活条件。数字金融服务带来的普惠金融也促进了经济增长。本研究的目的是确定影响数字金融服务采用的因素,以及人们使用它们的意图。这将有助于确定正确的技术和战略如何帮助印度实现金融包容性。该研究还试图确定数字普惠金融在该国经济增长中的作用。本研究本质上是探索性的,重点是利用与普惠金融相关的二手数据来源,以更好地了解新的银行技术以及人们对银行服务的采用和使用的看法。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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