Women's Financial Literacy In The Family Economic Sector

Abstract

Financial literacy is very important to increase women's economic capacity through financial management. The research method used is qualitative with the type of case study. The research subjects were 15 women, and the informants were the head of the PKK and POKDARWIS. The research location is in Kampung AlamMalon, Gunungpati Village. Data collection techniques using source triangulation. The data analysis technique was carried out through three stages, namely data reduction, data presentation, and drawing conclusions or verification. The results of the study found that (1) women's economic conditions can meet the needs of food, clothing, housing, health, urgent needs, and children's education, while women with household financial conditions between Rp. 200,000-Rp. 4,000,000 do not prepare for future and unexpected needs due to inadequate financial conditions, (2) women with a minimum of high school education have knowledge and awareness of financial literacy. (3) Women's efforts to improve the family economy include obtaining loans, investing, smart shopping, financial management, planning, and financial bookkeeping. (4) Barriers and solutions in improving the family economy include education, employment, economic conditions, type of residence, income, and cultural background. Financial literacy is the shared responsibility of the central and local governments as well as women to create family economic stability.