The Relationship Between E-Service Quality and Customer Satisfaction on Internet Banking in Klang Valley, Malaysia

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Abstract

Internet banking has drastically grown in usage over the last decade and is anticipated to continue developing at a rapid rate. As a result, banks are facing greater challenges with intense competition. Nonetheless, banks can maintain their competitive advantages by ensuring that their customers are satisfied. This study seeks to provide empirical evidence regarding the level of customer satisfaction with internet banking service quality in the Klang Valley. The six factors which can influence customer satisfaction toward internet banking include reliability, security, responsiveness, information, website design and privacy. 163 usable data were obtained through a survey form that was distributed randomly within Klang Valley. Overall the outcome of e-service quality analyses, indicates that it has a significant effect towards customer satisfaction on internet banking services within Klang Valley. However, intense analysis indicates that three out of six of the e-service quality dimensions carriable shows highly significant effect; reliability, security and website design variables.
马来西亚巴生谷网上银行电子服务质量与客户满意度的关系
网上银行的使用在过去十年中急剧增长,预计将继续快速发展。因此,银行面临着更大的挑战和激烈的竞争。尽管如此,银行可以通过确保客户满意来保持其竞争优势。本研究旨在提供有关巴生谷客户对网上银行服务质量满意度的实证证据。影响网上银行客户满意度的六个因素包括:可靠性、安全性、响应性、信息、网站设计和隐私。通过在巴生谷随机分发的调查表格获得163个可用数据。总体而言,电子服务质量分析的结果表明,它对巴生谷网上银行服务的客户满意度有显著影响。然而,深入分析表明,电子服务质量的六个维度中有三个维度表现出高度显著的影响;可靠性,安全性和网站设计变量。
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