Corruption and Non-Performing Loans

Ardit Gjeçi, Matej Marinč
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引用次数: 3

Abstract

This article empirically evaluates the impact of corruption on the level of non-performing loans (NPLs) using the international bank-level data, spanning over the period 2000-2016, and across 195 countries. We find a positive and statistically significant relationship between corruption and NPLs. We also analyze the channels through which corruption affects NPLs. We find that the impact of corruption on NPLs becomes less pronounced for larger and weakly capitalized banks. The link between corruption and NPLs is higher when the legal environment is weak and for bank-based economies. Corruption also weakens the effectiveness of capital regulation.
腐败和不良贷款
本文利用2000年至2016年期间195个国家的国际银行数据,实证评估了腐败对不良贷款水平的影响。我们发现腐败与不良贷款之间存在显著的正相关关系。我们还分析了腐败影响不良贷款的渠道。我们发现,腐败对不良贷款的影响对于规模较大、资本薄弱的银行来说不那么明显。在法律环境薄弱和以银行为基础的经济体中,腐败与不良贷款之间的联系更大。腐败也削弱了资本监管的有效性。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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