CYBER CRIME AND PRIVACY RIGHT VIOLATION CASES OF ONLINE LOANS IN INDONESIA

PROCEEDINGS: Dirundeng International Conference on Islamic Studies Pub Date : 2022-05-31 DOI:10.47498/dicis.v1i1.1009

Fitriah Maghfirah, Fathayatul Husna

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Abstract

This article examines the phenomenon of illegal online loans in Indonesia and the government’s preventive policies to deal with it. This article will be studied using a qualitative descriptive approach and using content analysis methods and literature review. In this article, the author argues that cybercrime does notonly discuss online data theft or acts of harassment, but also relates to online loan crimes . The author also argues that the development of online loan crime is due to weak government regulations and policies. The government has tried to formulate legal regulations regarding the establishment of online loans legal and also legal rules that will protect victims of online loan crimes. However, in practice it still needs to be studied seriously and in depth. Many online loan crime cases are found in Indonesia, even during this pandemic it was reported that many online loan crimes were felt by the public. Therefore, through this online loan crime, the author wants to explore and examine more deeply about why online loan crimes are increasingly occurring among the public. How is the government trying to protect victims of online loan crimes by implementing the Financial Services Authority (POJK) Regulations, the Electronic Information and Transaction Law and other regulations? Also, how does the discussion of online loan crimes relate to human rights and privacy rights?

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印尼网络贷款网络犯罪与侵犯隐私权案件

这篇文章检视印尼非法网路贷款的现象，以及政府的预防政策。本文将采用定性描述方法，并使用内容分析方法和文献综述进行研究。在本文中，作者认为网络犯罪不仅涉及网络数据盗窃或骚扰行为，还涉及网络贷款犯罪。作者还认为，网络贷款犯罪的发展是由于政府法规和政策的薄弱。政府试图制定法律法规，以建立网络贷款法律，并制定法律规则，以保护网络贷款犯罪的受害者。但在实践中仍需认真深入的研究。在印度尼西亚发现了许多网络贷款犯罪案件，即使在这次大流行期间，据报道，许多网络贷款犯罪被公众感受到。因此，通过这次网贷犯罪，笔者希望更深入地探讨和审视为什么网贷犯罪在公众中越来越多地发生。政府如何通过实施《金融服务管理局条例》、《电子信息与交易法》和其他法规来保护网络贷款犯罪的受害者?此外，网络借贷犯罪的讨论如何与人权和隐私权相关?

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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PROCEEDINGS: Dirundeng International Conference on Islamic Studies

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