Kredit Usaha Rakyat (Kur) Dan Pengaruhnya Terhadap Kinerja Bank (Suatu Studi Kasus)

Jurnal Ekonomi & Manajemen Indonesia Pub Date : 2019-05-14 DOI:10.53640/jemi.v18i2.527

Ida Bagus Made Agung Dwijatenaya, Bambang Sukma Alam, Fitri Darmawati

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Abstract

Abstract:This aim of this study was to find out the effect of the effectiveness distribution of Small Businnes Loan Program on the performance in Bank Rakyat Indonesia of Tenggarong Sebarang Branch. The instrument used to assess bank performance is a questionnaire. The sampling technique with the full sampling method. The analytical tool used to test the hypothesis is the Product Statistics Program and Service Solution (SPSS) version 22.0 for Windows. The results of the study showed that the effectiveness of the distribution of Small Businnes Loan Program was the positively response, is that very good. Respondents' responses to the performance of Bank Rakyat Indonesia Tenggarong Sebarang Branch tend to be positive, which is very good. The effectiveness of Small Businnes Loan Program distribution has a positive and significant effect on the Bank's performance. As stated by the government that the Small Businnes Loan Program program is aimed at improving people's welfare. Therefore, it is recommended that the distribution of Small Businnes Loan Program by the Bank always be improved. Keywords : Distribution Effectiveness, Small Businnes Loan Program, Bank Performance

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公民信贷(库尔)及其对银行业绩的影响(案例研究)

摘要:本研究的目的是找出小企业贷款计划的有效性分配对印尼人民银行登加荣西巴朗分行绩效的影响。用来评估银行业绩的工具是一份问卷。采用全采样法的采样技术。用于检验假设的分析工具是Windows版的产品统计程序和服务解决方案(SPSS) 22.0。研究结果表明，发放小企业贷款计划的效果得到了积极的响应，说明非常好。受访者对印尼人民银行登加荣市银行分行的表现的反应是积极的，这是非常好的。小企业贷款项目分配的有效性对银行业绩有显著的积极影响。正如政府所说，小企业贷款计划旨在改善人民的福利。因此，建议世行不断改进小企业贷款项目的分配。关键词:分配效果，小企业贷款项目，银行绩效

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Jurnal Ekonomi & Manajemen Indonesia

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