EFISIENSI TEKNIS BANK DEVISA NASIONAL DARI SEGI BIAYA DENGAN MENGUNAKAN METODE NON PARAMETRIK: DATA ENVELOPMENT ANALYSIS/DEA

Rinaldi Rustam
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Abstract

This Research conducted by using the data of 76 Bank Devisa Nasional, These banks report the data to the Central Bank relatively more complete than that of other banks and they have variative input- output structure. Bank Devisa Asing & Campuran are excluded from this study because it considered that the capital structure and fiancé of them are still closely related to headquater in overseas. The result of the study, Shours that before The economic crisis there are 45 banks which have relatively hight efficiency score (100%), and 27 Bank Devisa Nasional have efficiency score under 100%, After the economic crisis the efficiency score is declined, proved by the fact that only 27 Bank devisa Nasional which have 100 % score efficiency, and 42 Banks experianced. The 30 % declining efficiency score. While 22 banks remain stable. Nevertheles, 8 Banks increase efficiency score during The economic crisis, named BTN, Panin, Bira, SGP,,Namura, Hastin.. comparing the empirical result of this study by using DEA/Non parametric with the previous study/parametric by using the similar data, we come up with the conclusion that both approach yielded the relatively similar result. In the other word, this study support the previous research by Andreas Resti, Bergemo (1997).
国家外汇银行技术效率采用非参数方法:数据输入分析/DEA
本研究使用了76家国家银行的数据,这些银行向中央银行报告的数据比其他银行的数据更完整,并且它们具有可变的投入产出结构。Devisa和Campuran银行被排除在本研究之外,因为它认为它们的资本结构和财务状况仍然与海外总部密切相关。研究结果表明,在经济危机前,45家银行的效率得分相对较高(100%),27家银行的效率得分低于100%,而在经济危机后,效率得分下降,只有27家银行的效率得分达到100%,42家银行的效率得分达到100%。效率分数下降了30%。而22家银行保持稳定。尽管如此,8家银行在经济危机期间提高了效率得分,分别是BTN, Panin, Bira, SGP, Namura, Hastin…将本研究采用DEA/Non - parametric方法的实证结果与前人采用相似数据的研究/ parameter方法的实证结果进行比较,得出两种方法得出的结果相对相似的结论。换句话说,本研究支持了Andreas Resti, Bergemo(1997)之前的研究。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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