Bank Health Level Analysis Using CAMELS and RGEC Methods on PT Bank Panin Dubai Syariah Ltd.

Abstract

This research aims to rate Panin Dubai Syariah Bank’s health level and to investigate whether there are result differences of bank health level using both methods. This study was conducted on PT Bank Panin Dubai Syariah Ltd. Financial Statements 2016 and 2017. The results of this study are: (1) When using CAMELS the bank was categorized as fairly sound in 2016 for both financial and management factors and in 2017 the bank was categorized as fairly sound for the financial and unsound for management; (2) When using RGEC the results were different, which depended on each aspect; (3) There were not found many differences in the results of both methods.