Making the MOST of It

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引用次数: 81

Abstract

Jeff Carlson was in our town last winter for a speaking engagement. He's one of our best golf course superintendents, a pioneer and leader in developing an organic approach to course management. I've heard him speak a number of times and even stopped at his course on Martha's Vineyard during a genealogy trip on the island. He's an interesting guy to listen to. I chatted with him for a while and he told me he appreciated this column as a viewpoint from an older superintendent. I was flattered! At 64,1 am both older and retired, and these two experiences have provided rich subject material for me to muse and write about. And it seems an inevitable result to be tempted to share a couple of lessons learned along the way. The first, most obvious and most important advice I would offer after a year and a half is to make the most of your time. It applies throughout life but is especially true for retirement years. One reason that quickly comes to the forefront for me is health. A few months after I retired on Dec. 31, 2008 ,1 suffered a detached retina. A surgeon reattached it, but I now live with diminished eyesight. That is compounded by the need for cataract surgery in the near future. Any decrease in eyesight is scary. Pat Jones wrote about tinnitus in the April issue; I have the same affliction. Many golf course superintendents have skin cancer; count me among them. High blood pressure? I am taking meds for that as well. I still consider myself as "healthy" but I know as you age you are more and more vulnerable to health problems. I guess you sort of wear out. That realization led me to a simple arithmetic calculation. If I live to 84, then I have 20 years left and that translates to only 7,300 days. Making it to the ripe old age of 90 gives me about 9,500. As fast as time flies, there isn't much time to complete your bucket list, make a contribution for the greater good and repay the debt you owe to your profession. It is always useful to look around and see people who are making the most out of their retirement years. For example, take Dr. Jim Beard. He and his wife, Harriett, remain a productive team, on our behalf, studying and researching and writing and preserving our heritage. Closer to home I watch emeritus professor Wayne Kussow, still cheerfully contributing to the science important to all of us. tune that we have been good savers, a lesson well learned from our Depression-era parents. We owned our current home early, own our vehicles, have zero debt and never carried any credit card debt. If we couldn't pay for something, we did without until we could. It is safe advice to say that saving money is a big key to a secure retirement. While it makes sense to have some investment in the stock market, the recent past notwithstanding, mostly it has been a big fairy tale over the last decade. If you invested $100 a decade ago in the stock market, today you would have $100. You could have put it under your mattress
充分利用它
杰夫·卡尔森去年冬天应邀到我们镇上做演讲。他是我们最好的高尔夫球场管理者之一,是开发有机球场管理方法的先驱和领导者。我听过他讲过很多次,甚至在玛莎葡萄园岛的一次家谱之旅中,我还在他的课程上停了下来。他是个很有趣的人。我和他聊了一会儿,他告诉我,他很欣赏这篇专栏,因为这是一位老校长的观点。我受宠若惊!64岁的我年纪大了,也退休了,这两段经历为我提供了丰富的思考和写作素材。这似乎是一个不可避免的结果,想要分享一些在此过程中吸取的经验教训。一年半之后,我要给你的第一个、也是最明显、最重要的建议是,充分利用你的时间。它适用于整个人生,但尤其适用于退休年龄。我很快想到的一个原因是健康。2008年12月31日,我退休几个月后,视网膜脱落。外科医生重新接上了它,但我现在的视力下降了。在不久的将来,白内障手术的需求使情况更加复杂。视力的任何下降都是可怕的。帕特·琼斯(Pat Jones)在四月号上写了关于耳鸣的文章;我也有同样的苦恼。许多高尔夫球场负责人患有皮肤癌;算我一个。高血压?我也在吃药。我仍然认为自己是“健康的”,但我知道随着年龄的增长,你越来越容易受到健康问题的影响。我猜你有点累了。这种认识使我进行了一个简单的算术计算。如果我活到84岁,那么我还剩下20年,也就是只有7300天了。活到90岁,我大约有9500美元。时间过得真快,没有多少时间来完成你的遗愿清单,为更大的利益做出贡献,偿还你对你的职业欠下的债。看看周围的人,看看他们退休后的日子过得怎么样,总是很有用的。以吉姆·比尔德博士为例。他和他的妻子哈里特仍然是一个富有成效的团队,代表我们学习、研究、写作和保护我们的遗产。在家里,我看到了名誉教授韦恩·库索(Wayne Kussow),他仍然兴高采烈地为对我们所有人都很重要的科学做出贡献。我们一直是很好的储蓄者,这是我们从大萧条时期的父母那里学来的。我们很早就拥有了现在的房子,拥有自己的汽车,没有债务,也没有任何信用卡债务。如果我们付不起某样东西,我们就会一直等到付得起。可以稳妥地说,存钱是保障退休生活的关键。虽然在股市进行一些投资是有道理的,但尽管最近的情况如此,过去10年的股市大多是一个巨大的童话。如果你十年前在股票市场投资100美元,今天你将拥有100美元。你可以把它放在床垫下面
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