PENGARUH PEMBIAYAAN MUSYARAKAH dan MURABAHAH TERHADAP PENDAPATAN PADA BPRS (BANK PEMBIAYAAN RAKYAT SYARIAH PATRIOT) BEKASI

M. G. Elgivia, Mufid Habib Mustofa, H. Harun
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Abstract

The study aims to measure and find out how big an influence of musyarakah financing and murabahah financing to the revenue at BPRS (Bank Pembiayaan Pembiayaan Rakyat Syariah) Patriot Bekasi the year 2006-2015. This study uses multiple regression techniques which first learned of the requirement is made to know in order to be eligible. Variables t-hitung value of obtained musyarakah 1.942 with ttabel registration 2.36 so because the value –thitung - ttable is 1.942-236 so that H1 is accepted which means that partially musyarakah influence variables significantly to revenue. To the second hypothesis, namely that the values obtained murabahah variable thitung of 0.313 with ttable of 2.36 so because the value thitung ttable is 0.313 2.36 so Hois accepted which means that partially variable murabahah is not influential significant;y to revenue. From result of research using secondary data noted that there is significant influence F=8.273 more than Rtable=4.26 so that in the research of the influence F=8723 more than Rtable 4.26 so that in the research of the influence of musyarakah and murabahah positively impact revenue Bank Pembiayaan Rakyat Syariah Patriot Bekasi , with R2 of 40% and the remaining 60% is affected by other product.
伊斯兰教资助银行(islamic PATRIOT fund)的学生融资对BPRS收入的影响
该研究旨在衡量和找出musyarakah融资和murabahah融资对2006-2015年BPRS (Bank Pembiayaan Pembiayaan Rakyat Syariah)爱国者Bekasi收入的影响有多大。本研究使用多元回归技术,首先了解的要求是为了知道是合格的。得到的musyarakah的t-hitung值为1.942,表项注册值为2.36,因此,由于表项的值为1.942-236,因此H1被接受,这意味着部分musyarakah对变量的影响对收益显著。对于第二个假设,即得到的值为变量thitung为0.313,表值为2.36,因此由于表值为0.313 2.36,因此hos接受,这意味着部分变量murabahah对收益的影响不显著。从使用二手数据的研究结果中注意到F=8.273大于Rtable=4.26的显著影响,因此在研究中F=8723大于Rtable 4.26的影响,因此在研究中musyarakah和murabahah的影响正向影响收入Bank Pembiayaan Rakyat Syariah Patriot Bekasi, R2为40%,其余60%受到其他产品的影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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