The Impact of Financial Inclusion and Fin-Tech on Financial Sustainability: Empirical Evidence- Emerging and Frontier Markets

Asif Shahani
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Abstract

The objective of this research is to explore the impact of financial inclusion on financial sustainability via emerging markets. And to explore the role of fin-tech in boosting the financial sustainability of these markets. Many countries on the globe have been facing financial dilemma which have stunted its economic growth and have resulted in their lagging behind other countries. One of the most prominent factors attributed to the current financial state is the lack of personal financing, mainly due to lack of financial inclusion, effecting financial stability of the economy of these countries. Many different countries have emerged of the economic growth list with their continuous efforts and smart policies, related to smooth running of commercial banks via Fin-Tech. Fin-Tech is the aspect suggested by most researchers in their research. However, the relationship between financial inclusion and financial sustainability via emerging markets, is mainly not taken into consideration. Therefore, the aim of this research is to put a focus towards this expect. The method chosen to carry out the quantitative study is online, related to the three (3) main variables to measure their relationship and effect on each other and there twenty-one (21) indicators.
金融普惠和金融科技对金融可持续性的影响:新兴市场和前沿市场的经验证据
本研究的目的是探讨金融普惠对新兴市场金融可持续性的影响。并探讨金融科技在促进这些市场的金融可持续性方面的作用。世界上许多国家都面临着财政困境,这种困境阻碍了经济的发展,使其落后于其他国家。造成当前金融状况的最突出因素之一是缺乏个人融资,主要原因是缺乏金融包容性,影响了这些国家经济的金融稳定性。许多不同的国家通过不断的努力和明智的政策出现在经济增长名单上,这与通过金融技术平稳运行商业银行有关。Fin-Tech是大多数研究者在研究中提出的一个方面。然而,金融普惠与新兴市场金融可持续性之间的关系主要未被考虑。因此,本研究的目的是将重点放在这一期望上。进行定量研究选择的方法是在线的,涉及三个主要变量来衡量它们之间的关系和相互影响,共有21个指标。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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