Pengetahuan Keuangan, Gaya Hidup Dan Pendapatan Mempengaruhi Pengelolaan Keuangan Pada Karyawan Ritel Modern Di Kabupaten Sumbawa

JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Pub Date : 2021-12-20 DOI:10.29408/jpek.v5i2.4460

H. Hartini, Nia Murnia

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引用次数: 1

Abstract

In this modern and increasingly sophisticated era, various types of markets have emerged, one of which is modern retail. Many modern retailers open up job opportunities for those who have just finished their studies. This study aims to examine whether financial knowledge, lifestyle and income affect the financial management of modern retail employees in Sumbawa Regency. This study uses quantitative methods. The sample in this study amounted to 100 respondents obtained by non-probability sampling method with purposive sampling technique. The data obtained were processed using multiple linear analysis techniques SPSS software. The results of the analysis of this study indicate that (1) the financial knowledge variable has a positive and significant influence on financial management for modern retail employees in Sumbawa Regency. (2) lifestyle variables have a positive and significant influence on financial management of modern retail employees in Sumbawa Regency. (3) income variable has a positive and significant effect on financial management of modern retail employees in Sumbawa Regency

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金融知识、生活方式和收入影响了sumtake区的现代零售雇员的财务管理

在这个现代和日益复杂的时代，各种类型的市场出现了，其中之一就是现代零售。许多现代零售商为那些刚刚完成学业的人提供工作机会。本研究旨在考察金融知识、生活方式和收入是否影响松巴哇县现代零售员工的财务管理。本研究采用定量方法。本研究样本为100人，采用非概率抽样方法，采用有目的抽样技术。所得数据采用SPSS软件进行多元线性分析技术处理。本研究的分析结果表明:(1)财务知识变量对松巴哇县现代零售员工的财务管理有显著的正向影响。(2)生活方式变量对松巴哇县现代零售员工财务管理有正向显著影响。(3)收入变量对松巴哇县现代零售员工财务管理有显著的正向影响

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JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)

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