社区居住老年人的金融脆弱性和欺诈易感性。

IF 1.6 2区 心理学 Q3 GERONTOLOGY
Lei Yu, Gary Mottola, Lisa L Barnes, Olivia Valdes, Robert S Wilson, David A Bennett, Patricia A Boyle
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引用次数: 5

摘要

我们测试了一个假设,即在没有痴呆症的老年人中,金融脆弱性与更高的骗局易感性相关。数据来自两项正在进行的老龄化队列研究的近900名社区居民。财务脆弱性是通过评估个人在一个月内获得2,000美元用于意外支出的能力来确定的。骗局易感性是通过一个5项工具来评估的,该工具测量了老年人易受金融欺诈和骗局影响的观念和行为。参与者的平均年龄为82岁。近10%的人报告了金融脆弱性。黑人和受教育年限较短、收入较低、全球认知能力较低、文化程度较低、财务决策能力较差的人的金融脆弱性更高。回归分析显示,经济脆弱的老年人更容易受到诈骗的影响。这些数据表明,需要有针对性地努力减少金融脆弱性,提高识字率和认知健康,以防止不同人群对老年人的剥削。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Financial fragility and scam susceptibility in community dwelling older adults.

We tested the hypothesis that financial fragility is associated with higher scam susceptibility in older adults without dementia. Data came from nearly 900 community-dwelling participants from two ongoing cohort studies of aging. Financial fragility was determined by assessing an individual's ability to access $2,000 within a month for an unexpected expense. Scam susceptibility was assessed via a 5-item instrument that measures perceptions and behaviors that predispose older adults to financial fraud and scams. On average, participants were 82 years of age. Nearly 10% reported financial fragility. Financial fragility was higher in Blacks and among those with fewer years of education, lower income, lower global cognition, lower literacy, and poorer financial decision-making. Regression analysis revealed that financially fragile older adults were more susceptible to scams. These data suggest that targeted efforts to reduce financial fragility and improve literacy and cognitive health are needed to prevent elder exploitation among diverse populations.

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来源期刊
CiteScore
3.30
自引率
15.80%
发文量
17
期刊介绍: The Journal of Elder Abuse & Neglect is the peer-reviewed quarterly journal that explores the advances in research, policy and practice, and clinical and ethical issues surrounding the abuse and neglect of older people. This unique forum provides state-of-the-art research and practice that is both international and multidisciplinary in scope. The journal"s broad, comprehensive approach is only one of its strengths—it presents training issues, research findings, case studies, practice and policy issues, book and media reviews, commentary, and historical background on a wide range of topics. Readers get tools and techniques needed for better detecting and responding to actual or potential elder abuse and neglect.
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