{"title":"伊斯兰和传统银行竞争对金融稳定的影响","authors":"Arif Saleem Cheema, A. Rashid, Faisal Rizwan","doi":"10.31703/ger.2023(viii-ii).09","DOIUrl":null,"url":null,"abstract":"The impact of banking competition on financial stability/fragility is an essential issue in the banking literature. There is much research on the association between financial stability/fragility and banking competition in developed countries. However, no prior research examines the comparison of conventional and Islamic banks. The study uses data from nine countries Pakistan, Indonesia, Malaysia, Bangladesh, Egypt, Kuwait, Oman, Iraq and Jorden for the period 2010-2020. This study uses a fixed effects model to examine the influence of competition and income diversity on bank financial stability. We study how these variables affect Islamic and conventional banks differently using an empirical framework. Our findings show a considerable positive association between competition and conventional banks' financial stability; however, this relationship was found to be insignificant for Islamic banks. Furthermore, according to our research, the diversification of income has a positive impact on the financial well-being of both Islamic and conventional banks. Our study highlights the significance of fostering trustworthy competition within the banking sector to enhance overall financial stability. Furthermore, our findings indicate that promoting healthy competition in the industry can contribute to the improvement of financial stability.","PeriodicalId":35504,"journal":{"name":"Global Business and Economics Review","volume":"9 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The Impact of Islamic and Conventional Banking Competition on Financial Stability\",\"authors\":\"Arif Saleem Cheema, A. Rashid, Faisal Rizwan\",\"doi\":\"10.31703/ger.2023(viii-ii).09\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The impact of banking competition on financial stability/fragility is an essential issue in the banking literature. There is much research on the association between financial stability/fragility and banking competition in developed countries. However, no prior research examines the comparison of conventional and Islamic banks. The study uses data from nine countries Pakistan, Indonesia, Malaysia, Bangladesh, Egypt, Kuwait, Oman, Iraq and Jorden for the period 2010-2020. This study uses a fixed effects model to examine the influence of competition and income diversity on bank financial stability. We study how these variables affect Islamic and conventional banks differently using an empirical framework. Our findings show a considerable positive association between competition and conventional banks' financial stability; however, this relationship was found to be insignificant for Islamic banks. Furthermore, according to our research, the diversification of income has a positive impact on the financial well-being of both Islamic and conventional banks. Our study highlights the significance of fostering trustworthy competition within the banking sector to enhance overall financial stability. Furthermore, our findings indicate that promoting healthy competition in the industry can contribute to the improvement of financial stability.\",\"PeriodicalId\":35504,\"journal\":{\"name\":\"Global Business and Economics Review\",\"volume\":\"9 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-06-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Global Business and Economics Review\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.31703/ger.2023(viii-ii).09\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q4\",\"JCRName\":\"Economics, Econometrics and Finance\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Global Business and Economics Review","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.31703/ger.2023(viii-ii).09","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q4","JCRName":"Economics, Econometrics and Finance","Score":null,"Total":0}
The Impact of Islamic and Conventional Banking Competition on Financial Stability
The impact of banking competition on financial stability/fragility is an essential issue in the banking literature. There is much research on the association between financial stability/fragility and banking competition in developed countries. However, no prior research examines the comparison of conventional and Islamic banks. The study uses data from nine countries Pakistan, Indonesia, Malaysia, Bangladesh, Egypt, Kuwait, Oman, Iraq and Jorden for the period 2010-2020. This study uses a fixed effects model to examine the influence of competition and income diversity on bank financial stability. We study how these variables affect Islamic and conventional banks differently using an empirical framework. Our findings show a considerable positive association between competition and conventional banks' financial stability; however, this relationship was found to be insignificant for Islamic banks. Furthermore, according to our research, the diversification of income has a positive impact on the financial well-being of both Islamic and conventional banks. Our study highlights the significance of fostering trustworthy competition within the banking sector to enhance overall financial stability. Furthermore, our findings indicate that promoting healthy competition in the industry can contribute to the improvement of financial stability.
期刊介绍:
GBER (the flagship journal of the Business & Economics Society International) is an international refereed outlet journal for the presentation, discussion and analysis of advanced concepts, initial treatments and fundamental research in all fields of business and economics. Priority is given to insightful policy-oriented articles that deal with the implications of the increasingly global business activity, especially written for the educated lay-person.