Muzara’ah-based Crowdfunding for Financing Small Farmers in Mali

Crowdfunding is deemed a new trend that plays a vital role in reshaping the future of financial transactions and services, and many use it to collect funds from individuals. When crowdfunding is used in accordance with Shari’ah principles, it is called Islamic crowdfunding. This paper aims to develop a Muzara’ah-based crowdfunding model which can contribute to developing agricultural activity in Mali. The paper relies on library research, relevant literature, articles and books to archive the study’s goals. The paper found out that this model can contribute to providing farmers with the necessary funds. many farmers can access funds, and hence the financing problem will reduce.