从伊斯兰教的角度看比特币作为一种交易和投资手段

A. Hamid, Anis Fittria, Ubbadul Adzkiya’, S. Andriyani
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引用次数: 2

摘要

比特币作为虚拟世界中一种交易和投资手段的出现值得研究。世界上许多国家对比特币本身的法律有不同的看法。在印度尼西亚,对电子货币的监管是印度尼西亚银行监管第20/6/PBI/2018号和MUI Fatwa第116/DSN-MUI/IX/2017号。然而,两者都没有专门监管比特币。比特币作为一种新事物,有必要从伊斯兰教法的角度来研究。本研究采用文献研究法,运用内容分析法对数据进行处理。结果的发现是,比特币作为一种交易手段是允许的(mubah),因为有一个类似的移交(taqabudh)——有一个比特币来移交,没有赌博(maisir),投机(gharar), haram, riba和虚假,交易是基于双方的意愿(antharodin)。其次,比特币作为一种交易手段是有害的,如果存在接近gharah和maisir的不确定性,比特币作为一种投资工具弊大于利。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Bitcoin As A Means of Transaction and Investment In The Perspective of Islam
The emergence of bitcoin as a means of transaction and investment in the virtual world is intriguing to be studied. Many countries in the world have different perspectives upon the law of bitcoin itself. In Indonesia, the regulation on electronic money is in Indonesian Bank Regulation Number 20/6/PBI/2018 and MUI Fatwa Number 116/DSN-MUI/IX/2017. However, both have not specifically regulated bitcoin. As something new, bitcoin is necessary to be studied in the perspective of Islamic law. The research is a literature study utilizing content analysis to approach the data. The findings of the results are that bitcoin as a means of transaction is permissible (mubah) since there is a similar handover (taqabudh)--that there is a bitcoin to handover, there is no gambling (maisir), speculation (gharar), haram, riba, and false, and that the transactions is on a willingness basis (antharodin) of the both parties. Second, bitcoin as a means of transaction is haram if there is an uncertainty which is close to gharah and maisir, bitcoin as an investment tool has more damages than benefits.
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