精神健康和物质使用障碍福利均等

J. Kilgour
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引用次数: 0

摘要

传统上,在就业提供的健康计划和健康保险合同中,对精神健康和药物滥用失调的治疗不如医疗/手术福利慷慨。这种情况随着2008年的《精神健康平等和成瘾公平法案》而改变,该法案被2010年的《平价医疗法案》(奥巴马医改)修订和扩展。研究发现,平价并没有显著增加健康计划的成本。平价概念现在适用于整个美国的健康计划和保险合同。本文考察了这方面的立法发展以及相关的法规和执法努力。特朗普政府发誓要废除《平价医疗法案》(Affordable Care Act),而且已经削弱了该法案。如果成功,它也将削弱《精神健康平等和成瘾平等法案》及其平等要求。这将是令人遗憾的要求。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Mental Health and Substance Use Disorder Benefits Parity
Traditionally mental health and substance abuse disorders have been treated less generously than medical/surgical benefits in employment-provided health plans and health insurance contracts. That changed with the Mental Health Parity and Addiction Equity Act of 2008 as amended and extended by the Affordable Care Act of 2010 (Obamacare). It has been found that parity has not added significantly to health plan cost. The parity concept now applies to health plans and insurance contracts throughout the United States. This article examines that legislative development and the attending regulations and enforcement efforts. The Trump administration has vowed to repeal the Affordable Care Act, and it has already weakened it. If it succeeds, it will also weaken the Mental Health Parity and Addiction Equity Act and its parity requirements. That would be regrettable requirements.
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