分析新型冠状病毒感染症(COVID-19)下世界顶级银行的盈利能力

IF 1 Q3 ECONOMICS

Global Economy Journal Pub Date : 2023-04-28 DOI:10.1142/s2194565923500033

Indranarain Ramlall

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引用次数: 0

摘要

我们使用基于GLS、FGLS和WLS技术的后套索回归的银行特定比率综合清单，分析了COVID-19对全球顶级银行盈利能力的影响。虽然规模和贷款对盈利能力没有实质性影响，但值得注意的是，资产利用率对所有盈利能力指标的积极影响受到挤压。新冠肺炎导致总减值准备和准备金的负面影响在ROA和NIM中下降，而在ROE中发现成本收入比在新冠肺炎导致的上升。研究结果还表明，危机期间启动的政策反应并没有提高银行的利润。从政策角度来看，如果世界再次陷入另一种形式的大流行相关危机，共享经济可能会成为银行考虑的一种商业模式。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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ANALYZING THE PROFITABILITY OF TOP-RATED BANKS IN THE WORLD IN LIGHT OF COVID-19

We analyze the impact of COVID-19 on the profitability of top-rated banks in the world using a comprehensive list of bank-specific ratios under post-lasso regressions based on GLS, FGLS and WLS techniques. While size and loans do not materially impound on profitability, a squeeze in the positive impact of asset utilization for all profitability metrics is conspicuously noted. COVID-19 induced declines in the negative impact of total impairment charges and provisions are noted for ROA and NIM while COVID-19-induced hike in the cost-to-income ratio is found for ROE. Findings also demonstrate that policy responses initiated during the crisis did not boost the profits of banks. From a policy perspective, sharing economy could manifest as a contemplated business model for banks, should the world relapse into another form of pandemic-related crisis.

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来源期刊

Global Economy Journal ECONOMICS-

CiteScore

1.60

自引率

14.30%

发文量

期刊介绍： The GEJ seeks to publish original and innovative research, as well as novel analysis, relating to the global economy. While its main emphasis is economic, the GEJ is a multi-disciplinary journal. The GEJ''s contents mirror the diverse interests and approaches of scholars involved with the international dimensions of business, economics, finance, history, law, marketing, management, political science, and related areas. The GEJ also welcomes scholarly contributions from officials with government agencies, international agencies, and non-governmental organizations. One over-arching theme that unites IT&FA members and gives focus to this journal is the complex globalization process, involving flows of goods and services, money, people, and information.