Appraisal of the Concept of 'Proximate Cause of Loss' under the Marine Insurance Cover

Marine Insurance is a very important aspect of international trade, it is the practice that safe-guards the apportionment of marine transportation risk between the parties engaged in an international transaction that involves sea or marine voyage. Many times, it is impossible to come to consensus on the liability or non-liability of the insurers and the insured, this is often the case where the causation of the marine peril is in issue. This paper therefore critically examines the doctrine of ‘proximate cause’ under the Marine Insurance, its meanings, connotations, applications and present relevance in the area of Marine Insurance.