银行业集中度绩效分析:巴基斯坦伊斯兰银行与传统银行的比较研究

Q4 Economics, Econometrics and Finance

Global Business and Economics Review Pub Date : 2023-06-30 DOI:10.31703/ger.2023(viii-ii).11

Faizan Channa, A. Talpur

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引用次数: 0

摘要

这项研究将考察巴基斯坦伊斯兰银行和传统银行的表现，以及集中度对银行效率的影响。结构行为与绩效法是一种结构方法，该模型的理论认为银行获得的利润水平受市场结构和竞争程度的影响。伊斯兰银行和传统银行的数据取自4家伊斯兰银行和4家传统银行2006年至2020年期间的财务报告。应用PLS回归方法，然后通过Breusch-Pagan检验进行验证，分析进一步测试了固定和随机效应模型，并通过Hausman检验进行验证。研究结果证实了HHI和CR与两家银行系统的绩效指标(ROA、ROE、NIM和NPM)之间的显著关系。然而，传统银行的ROE在浓度变量上不显著。

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Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan

The study will examine the performance of Islamic and conventional banks in Pakistan, as well as the impact of concentration on bank efficiency. The structure conduct and performance method is a structural method and the theory of this model holds that the level of profits acquired by the bank is influenced by market structure and the degree of competition. The data for Islamic and conventional have been taken from financial reports of 4 Islamic and 4 conventional banks for the period of 2006 to 2020. PLS regression method has been applied which is then verified with the help of the Breusch-Pagan test and analysis further tested fixed and random effect models which were verified with the help of the Hausman test. The finding of the study confirmed the significant relationship between HHI and CR with Performance indicators (ROA, ROE, NIM, and NPM) of both banking systems. However, the ROE of conventional banks was observed non-significant with Concentration variables.

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来源期刊

Global Business and Economics Review Economics, Econometrics and Finance-Economics and Econometrics

CiteScore

0.80

自引率

0.00%

发文量

期刊介绍： GBER (the flagship journal of the Business & Economics Society International) is an international refereed outlet journal for the presentation, discussion and analysis of advanced concepts, initial treatments and fundamental research in all fields of business and economics. Priority is given to insightful policy-oriented articles that deal with the implications of the increasingly global business activity, especially written for the educated lay-person.