交易监控的未来:检测和破坏金融犯罪的更好方法

Regulation of Financial Institutions eJournal Pub Date : 2021-05-26 DOI:10.2139/ssrn.3865131

Matthew Redhead

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引用次数: 0

摘要

金融机构对客户交易的监控，即交易监控，已成为金融犯罪合规(FCC)的核心功能。市场研究表明，交易监控是全球监管技术(RegTech)市场的主要增长领域之一，到2020年价值22亿美元。这篇研究论文分析了当前交易监控模式的缺陷，考虑到投资规模、成本和收益之间的平衡以及可疑交易报告制度的整体有效性。它探讨了行业创新和改革的举措，并提供了一套建议，以解决现有的痛点，并为未来的系统监控前景提供潜在的替代方案和机会。

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The Future of Transaction Monitoring: Better Ways to Detect and Disrupt Financial Crime

The surveillance of client transactions by financial institutions, known as transaction monitoring has become a core Financial Crime Compliance (FCC) function. Market research suggests that transaction monitoring is one of the major growth areas in the global Regulatory Technology (RegTech) market, worth USD 2.2 billion in 2020.

This research paper analyses the failings of the current transaction-monitoring model given the scale of investment, the balance between cost and benefit along with the overall effectiveness of the suspicious transaction-reporting regime. it explores industry initiatives for innovation and reform and provides a set of recommendations to both address existing pain points and to provide potential alternatives and opportunities for the future towards the prospect of systemic monitoring.

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Regulation of Financial Institutions eJournal

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