比较区域建设银行和其他公共银行的健康水平

P. Purwanto
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引用次数: 5

摘要

社区开发银行与其他商业银行群体有着不同的特点。社区开发银行除了经营商业银行的业务外,还作为区域发展的推动者。被起诉的社区开发银行仍然在促进区域发展基金方面发挥作用,包括投资项目和流动资金。社区开发银行还充当着出纳等地方政府预算资金的实现。本研究的目的是确定社区发展银行与其他国家私人商业银行的绩效比较。研究使用来自印度尼西亚银行(2013)的银行统计数据。采用描述性方法进行分析。研究发现,社区开发银行的盈利能力、效率和流动性都优于其他商业银行。从资本和生产质量方面来看,社区开发银行的CAR和资产质量均低于商业银行,而从流动性(LDR)方面来看,两者无统计学差异。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
ANALISIS PERBANDINGAN ANTARA TINGKAT KESEHATAN BANK PEMBANGUNAN DAERAH DENGAN BANK UMUM LAINNYA
Community development banks has different characteristics with groups of other commercial banks. In addition to running the activities of commercial banks, Community development banks also serves as a driver of regional agent of development. Community development banks prosecuted still play a role in facilitating regional development funds, both investment projects and working capital. Community development banks also serves as a cashier local governments, such as the realization of budget funds. The aim of this study was to determine the performance comparison between Community development banks and other national private commercial bank. Research using banking statistics sourced from Bank Indonesia (2013). The analysis was performed with descriptive approach. The study found that Community development banks has profitability, efficiency and liquidity is better than other commercial banks. Judging from the aspect of capital and productive quality, Community development banks has a CAR and lower asset quality of commercial banks Others, while viewed from the aspect of liquidity (LDR) were not statistically different.
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