Eleonora Ratowska-Dziobiak
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引用次数: 0

摘要

一个有效运作的金融体系被认为是一个运转良好的经济体的一个组成部分。正是提供服务的机制使购买力得以流动。因此,这一体系为使用货币的实体创造了活动的基础,使货币发挥各种功能的经济交易得以完成。这种制度存在的结果是非金融经济实体(企业和家庭)共同创造货币以及它们之间现金流动的可能性。鉴于金融体系正在发生许多变化,确保其稳定是极其重要的。一个正常运作的金融体系可以显著地支持实现中央银行的主要目标——维持稳定的价格水平,从而为实现长期经济增长奠定基础。教育活动对确保金融体系的稳定非常重要。这篇文章的目的是展示经济教育在年轻人中的作用,通过经济教育,他们可以更好地理解金融体系运作的复杂性,金融体系稳定的重要性,并准备作为金融市场的成熟参与者做出更有意识的决定。了解可用金融工具的特殊性可以使选择/购买金融工具的风险最小化。成年后所作决定的准确性取决于对基本经济问题的了解和对潜在威胁的认识。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Rola edukacji ekonomicznej w kształtowaniu stabilności systemu finansowego
An efficiently operating financial system is considered as an integral part of a well-functioning economy. It is the mechanism by which services are provided that allow the flow of purchasing power. Thus, this system creates the foundations of activity for entities using money, enabling the conclusion of economic transactions in which money performs various functions. The result of the existence of this system is the possibility of co-creation of money by non-financial economic entities (enterprises and households) and the flow of cash between them. In the light of many transformations taking place in the financial system, it is extremely important to ensure its stability. A properly functioning financial system significantly supports the achievement of the main goals of the central bank – maintaining a stable level of prices, and thus creating the basis for achieving long-term economic growth. Educational activities are of great importance in ensuring the stability of the financial system. The aim of the article is to present the role of economic education among young people, thanks to which they can better understand the complexities of the functioning of the financial system, the importance of its stability and prepare to make more conscious decisions as fully-fledged participants of the financial market. Understanding the specificity of the available financial instruments enables the minimalization of the risk associated with their selection / purchase. The accuracy of decisions made in adulthood depends on the knowledge of basic economic issues and the awareness of potential threats.
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