影响印度一般保险公司财务绩效因素的决定因素:面板数据证据

IF 2.4 Q2 ECONOMICS
Soumya Sasidharan, V. Ranjith, Sunitha Prabhuram
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引用次数: 0

摘要

研究人员旨在研究影响印度一般保险公司财务绩效的公司特定变量。该研究的范围仅限于2010-2011年至2019-2020年期间印度的保险业。该研究考察了印度35家一般保险公司中的21家。我们从保险公司的财务报表中获得统计数据。本研究采用相关分析和面板数据回归来评估财务绩效及其影响。在分析中采用面板数据技术来研究11个微观因素对印度一般保险公司货币绩效的影响。微观(内部)变量,如资本充足率,公司规模,公司的年龄,保留,流动性,损失率,投资比例,再保险依赖,财务杠杆,有形,保费增长率对财务绩效的影响已经确定在本研究中使用计量经济学的发现。固定效应模型结果表明,公司的年龄、损失率、规模、保费增长和留存率对印度一般保险公司的财务绩效有重要影响。另一方面,流动性和财务杠杆在决定印度一般保险公司的财务绩效方面是微不足道的。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Determinants of Factors Affecting the Financial Performance of Indian General Insurance Firm: Panel Data Evidence
The researchers aim to examine the firm-specific variables that impact the financial performance of general insurance firms in India. The study’s scope is limited to India’s insurance industries from 2010-2011 to 2019-2020. The research considers 21 insurance firms in India out of 35 general insurers. We obtain statistical data from the financial statements of insurance companies. The research used correlation analysis and panel data regression to evaluate financial performance and its impacts. Panel data techniques were employed in the analysis to study the impact of eleven micro factors on the monetary performance of general insurers in India. The influence of micro (internal) variables such as capital adequacy ratio, firm size, age of the firm, retention, liquidity, loss ratio, investment ratio, reinsurance dependence, financial leverage, tangibility, and premium growth rate on the financial performance has been determined using econometric findings in this research. The fixed-effect model results reveal that firm’s age, loss ratio, size, premium growth, and retention ratio are vital in affecting the financial performance of Indian general insurance firms. On the other hand, liquidity and financial leverage are insignificant in determining the financial performance of general insurance firms in India.
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来源期刊
CiteScore
3.70
自引率
9.50%
发文量
0
审稿时长
24 weeks
期刊介绍: The mission of the Contemporary Economics is to publish advanced theoretical and empirical research in economics, finance, accounting and management with the noticeable contribution and impact to the development of those disciplines and preferably with practice relevancies. All entirety of methods is desirable, including a falsification of conventional understanding, theory building through inductive or qualitative research, first empirical testing of a theory, meta-analysis with theoretical implications, constructive replication that clarifies the boundaries or range of a theory for theoretical research as well as qualitative, quantitative, field, laboratory, meta-analytic, and combination for an empirical research. This clear priority for comprehensive manuscripts containing a methodology-based theoretical and empirical research with implications and recommendations for policymaking does not exclude manuscripts entirely focused on theory or methodology. Manuscripts that raise significant, actual topics of international relevance will be highly appreciated. The interdisciplinary approach including – besides economic, financial, accounting or managerial –also other aspects, is welcomed.
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