观察中小微企业(MSMEs)支持无现金社会的准备情况

Shinta Maurizka Chairunnisa, Alfina Alfina, Annisa Yasmin
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引用次数: 0

摘要

工业革命4.0时代的数字化转型,导致了当今人们生活方式的各种新现象,包括支付交易系统。印尼政府意识到中小微企业(MSMEs)一直是印尼经济的支柱之一,正试图最大限度地发挥中小微企业的作用,以支持印尼实现数字交易生态系统。本文采用现象学方法,对东爪哇图班中小微企业采用数字支付技术支持无现金社会趋势实现的准备过程进行了深入观察和分析。研究结果表明,文化、社会影响和技术接受度是影响土班中小微企业采用数字支付技术准备过程的主要因素。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Observing Micro, Small, and Medium Enterprises (MSMEs) Readiness to Support Cashless Society
Digital transformation in the era of the industrial revolution 4.0, has led to various new phenomena in today's people's lifestyle, including the payment transaction system. Realizing that Micro, Small and Medium Enterprises (MSMEs) had been one of the economy’s pillars in Indonesia, the government was trying to maximize the role of MSMEs to support the realization of a digital transaction ecosystem in Indonesia. With a phenomenological approach, the descriptive qualitative research aimed to provide in-depth observation and analysis on the readiness process of MSMEs in Tuban, East Java in adopting digital payment technology to support the realization of the trend of a cashless society. The results show that culture, social influence, and acceptance of technology are the dominant factors affecting the readiness process of MSMEs in Tuban in adopting digital payment technology.
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