人寿保险的风险保费

Q2 Economics, Econometrics and Finance

Insurance Markets and Companies Pub Date : 2019-01-24 DOI:10.21511/INS.10(1).2019.01

Elinor Mualem, Abraham Zaks

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引用次数: 1

摘要

确定保险公司投保人的保险费需要考虑许多因素，例如保险公司的规模和盈利能力。根据标准保险理论，总保费由p3 σ/√n给出，其中n为保险人数，p为净保费，σ为每位成员的方差。本文给出了σ的数值估计。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Risk premiums in life insurance

Determining a premium for an insured person in an insurance company takes under consideration many factors, such as the size and profitability of the insurance company. By standard insurance theory, the total premium is given by p 3 σ/√n when n is the number of assured members, p is the net premium and σ is the variance per member. In this paper we give numeric estimation to σ.

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来源期刊

Insurance Markets and Companies Economics, Econometrics and Finance-Finance

CiteScore

3.50

自引率

0.00%

发文量

审稿时长

11 weeks