基于互联网金融的小微企业融资路径分析

Chen Cheng
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引用次数: 0

摘要

小微企业是中国经济的重要组成部分,是创造税收的重要动力。然而,他们所获得的金融服务与他们的经济地位严重不匹配,经常陷入资金周转不足的困境。在此背景下,本文根据小微企业传统的融资模式,对互联网金融的融资模式进行了分析,选择了以P2P融资、众筹融资、电商小贷平台为代表的融资路径,并分析了相应的对策和建议。最后,基于互联网金融视角,优化并提出了小微企业融资路径。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Financing Path Analysis of Small and Micro Enterprises Based on Internet Finance
Small and micro enterprises are an important part of China’s economy and an important driving force to create tax revenue. However, the financial services they obtain do not match their economic status seriously, and they often fall into the plight of insufficient capital turnover. In this context, according to the traditional financing mode of small and micro enterprises, this paper analyzes the financing mode of Internet finance, and selects the financing path represented by P2P financing, crowdfunding financing and e-commerce small loan platform, and analyzes the corresponding countermeasures and suggestions. Finally, based on the perspective of Internet finance, the financing path of small and micro enterprises is optimized and proposed.
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