{"title":"COMMUNITY EMPOWERMENT THROUGH KSPPS BMT ANDURING PADANG","authors":"Maidawati Maidawati","doi":"10.15548/jebi.v7i2.385","DOIUrl":null,"url":null,"abstract":"This article aims to analyze the role of KSPPS BMT Anduring Padang in empowering the people's economy through the financing it provides to customers. The data used are primary data obtained through interviews with sharia cooperative managers and customers of KSPPS BMT Anduring, as well as through observation and documentation, while secondary data is obtained from articles, books, magazines and other relevant references. The data analysis technique was carried out using analysis of reduction, display, verification and descriptive narration. The results of the study show: First, increasing the productivity of small entrepreneurs (customers), because, with the additional capital provided by KSPPS BMT, customers can develop their business; Second, increasing people's income, because with the financing provided, customers, can continue and develop their business and ultimately increase people's income; Third, to create jobs, the financing provided by KSPPS BMT Anduring is used by customers to start their business, this will cause a lot of workers to be absorbed in carrying out the business, especially workers from the family environment. This proves that the distribution of funds carried out by KSPPS BMT Anduring has played a significant role in empowering the economy of the community (customers) because the implications of the provision of financing provided have achieved the goal of economic empowerment of the people, namely forming a more independent society. However, KSPPS BMT Anduring should be followed by assistance in business management and giving spiritual showers in the form of religious lectures, the aim is to remind customers about Islamic principles in doing business and their obligations in paying debts so that this business can be used as one of the strategies of KSPPS BMT Anduring to minimize problem financing.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"10 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2022-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.15548/jebi.v7i2.385","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
本文旨在分析KSPPS BMT Anduring巴东通过向客户提供融资来增强人民经济的作用。所使用的数据是通过对KSPPS BMT Anduring的sharia合作社经理和客户的访谈以及通过观察和文档获得的第一手数据,而二手数据则来自文章,书籍,杂志和其他相关参考文献。采用还原分析、显示分析、验证分析、描述性叙述分析等数据分析技术。研究结果表明:第一,提高了小企业家(客户)的生产力,因为有了KSPPS BMT提供的额外资金,客户可以发展自己的业务;第二,增加人们的收入,因为有了融资,客户可以继续和发展他们的业务,最终增加人们的收入;第三,创造就业机会,KSPPS BMT安图灵提供的资金被客户用于创业,这将导致很多工人被吸收到开展业务中,特别是来自家庭环境的工人。这证明KSPPS BMT Anduring开展的资金分配在赋予社区(客户)经济权力方面发挥了重要作用,因为提供融资的含义实现了赋予人民经济权力的目标,即形成一个更独立的社会。然而,KSPPS BMT Anduring应该在商业管理方面提供帮助,并以宗教讲座的形式给予精神淋浴,目的是提醒客户在做生意时的伊斯兰原则和他们在偿还债务方面的义务,以便这项业务可以作为KSPPS BMT Anduring的策略之一,以尽量减少融资问题。
COMMUNITY EMPOWERMENT THROUGH KSPPS BMT ANDURING PADANG
This article aims to analyze the role of KSPPS BMT Anduring Padang in empowering the people's economy through the financing it provides to customers. The data used are primary data obtained through interviews with sharia cooperative managers and customers of KSPPS BMT Anduring, as well as through observation and documentation, while secondary data is obtained from articles, books, magazines and other relevant references. The data analysis technique was carried out using analysis of reduction, display, verification and descriptive narration. The results of the study show: First, increasing the productivity of small entrepreneurs (customers), because, with the additional capital provided by KSPPS BMT, customers can develop their business; Second, increasing people's income, because with the financing provided, customers, can continue and develop their business and ultimately increase people's income; Third, to create jobs, the financing provided by KSPPS BMT Anduring is used by customers to start their business, this will cause a lot of workers to be absorbed in carrying out the business, especially workers from the family environment. This proves that the distribution of funds carried out by KSPPS BMT Anduring has played a significant role in empowering the economy of the community (customers) because the implications of the provision of financing provided have achieved the goal of economic empowerment of the people, namely forming a more independent society. However, KSPPS BMT Anduring should be followed by assistance in business management and giving spiritual showers in the form of religious lectures, the aim is to remind customers about Islamic principles in doing business and their obligations in paying debts so that this business can be used as one of the strategies of KSPPS BMT Anduring to minimize problem financing.