M. Arief, Rika Lidyah, M. Iqbal
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引用次数: 1

摘要

本研究旨在确定利率对2014-2018年印度尼西亚伊斯兰教银行以资产收益率(ROA)为中介的Mudharabah存款利润分享的影响。本研究采用定量方法。本研究的数据类型为二手数据。使用文档技术的数据收集技术。本研究的样本选择采用有目的的抽样方法。使用的样本是印度尼西亚三家伊斯兰商业银行2014-2018年的季度财务报表。本研究采用SPSS 21应用数据分析技术。本研究结果表明,利率对Mudharabah存款的利润分成有显著的正向影响,利率对资产收益率(ROA)也有显著的负向影响。资产收益率(ROA)对Mudharabah存款的利润分成有显著的负向影响。以资产收益率(ROA)为中介,利率对Mudharabah存款的利润分配有显著的正向影响
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Suku Bunga Terhadap Bagi Hasil Deposito Mudharabah Dengan Mediasi Return On Asset (ROA)
This study aims to determine the effect of the Interest Rate on the profit-sharing of Mudharabah deposits with Return On Asset (ROA) as mediation at Sharia Banks in Indonesia in 2014-2018. This research uses quantitative methods. The type of data in this study is secondary data. Data collection techniques using documentation techniques. The sample selection tested in this study uses a purposive sampling method. The sample used is the quarterly financial statements in 2014-2018 at 3 Islamic commercial banks in Indonesia. In this study data analysis techniques using the SPSS 21 application. The results of this study indicate that interest rates have a positive and significant effect on the profit-sharing of Mudharabah deposits and interest rates also have a negative and significant effect on return on assets (ROA). Return On Assets (ROA) has a negative and significant effect on the profit-sharing of Mudharabah deposits. While interest rates have a positive and significant effect on the profit-sharing of Mudharabah deposits with Return On Asset (ROA) as mediation
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