三种银行监管法律制度的故事:合同、财务管理条例和信托法

IF 0.3 Q3 LAW

University of Bologna Law Review Pub Date : 2016-08-05 DOI:10.6092/ISSN.2531-6133/6075

Tamar Frankel

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引用次数: 1

摘要

如何监管银行以避免其倒闭?银行必须控制用存款人的钱承担的风险。如果存款人对银行失去信任，并要求取钱，银行就会倒闭。本文介绍了三种法定的银行监管制度:存款人合同制度(美国);将合同法和信托法结合起来，但朝着信托法(日本)和全面的信托信托法(以色列)监管银行的方向发展。这篇文章的结论是，银行监管限制了银行的风险和利益冲突，有助于创建最能服务于国家的值得信赖的银行。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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A Story of Three Bank-Regulatory Legal Systems: Contract, Financial Management Regulation and Fiduciary Law

How should banks be regulated to avoid their failure? Banks must control the risks they take with depositors' money. If depositors lose their trust in their banks, and demand their money, the banks will fail. This article describes three legal bank regulatory systems: Contract with depositors (U.S.); a mix of contract and trust law, but going towards trust (Japan) and a full trust-fiduciary law regulating banks (Israel). The article concludes that bank regulation, which limits the banks' risks and conflicts of interest, helps create trustworthy banks that serve their country best.

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来源期刊

University of Bologna Law Review Social Sciences-Law

CiteScore

0.20

自引率

0.00%

发文量

审稿时长

22 weeks