小额信贷对埃及减贫的影响:实证研究

Q4 Social Sciences

Enterprise Development and Microfinance Pub Date : 2018-06-01 DOI:10.3362/1755-1986.16-00033

Hala Helmy Elhadidi

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引用次数: 7

摘要

小额信贷已成为信贷市场中促进减贫和社会经济发展的重要工具。然而，其影响仍然受到质疑，并且因国家而异，因城市而异。本文考察了埃及小额信贷对家庭收入的作用。一项横断面调查访问了埃及大开罗地区和农村地区的780名老客户和新客户。采用分层随机法对城市和农村地区进行数据采集。使用多项物流的研究结果显示，与新借款人相比，小额信贷对在该计划中度过三年的女性借款人的家庭收入产生了积极影响。

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The Impact of Microfinance on Poverty Reduction in Egypt: An Empirical Study

Microfinance has become a critical tool in credit markets for poverty reduction and socioeconomic development. Yet its impact is still questioned and varies from one country to another and from urban to rural areas. This article examines the role of Egyptian microfinance on household income. A cross-sectional survey interviewed 780 established and new clients in Greater Cairo and rural areas in Egypt. The stratified random method was used to collect the data from urban and rural districts. The findings, using multinomial logistics, reveal that microfinance had a positive impact on the household income of women borrowers who spent three years in the scheme as compared to new borrowers.

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来源期刊

Enterprise Development and Microfinance Social Sciences-Development

CiteScore

0.60

自引率

0.00%

发文量

期刊介绍： EDM encourages critical thinking on how market systems can be more inclusive and sustainable, with concrete implications for designing, implementing, and evaluating business support programmes. EDM is essential reading for practitioners, researchers, donors, policymakers, and finance specialists engaged in market-related activities involving poor people in the global South. The coverage includes but is not restricted to: • Financial inclusion (inclusive financial services and products) • Emerging financing models (impact investment, responsible finance, social lending) • Value chain analysis and development • Inclusive business models • Equity (gender, youth, marginalized) in access to financial services and value chains • Political and regulatory framework for SME development and financial services • ICT for business development and financial services • Sustainability standards • Advisory services for SMEs • Impact assessment.