RENTABILIDAD FINANCIERO-FISCAL DE LAS RENTAS DE JUBILACIÓN TEMPORALES O VITALICIAS ASEGURADAS Y CONTRATADAS A PRIMA ÚNICA

Abstract This works intends to determine the insured’s financial and fiscal payoff in deferred life annuities. We will obtain the respective analytical expressions of the operation's payoff probability distribution, of the expected payoff, and of other additional risk parameters to be used. We attach the numerical application of a particular case. This study shows the applicability of its results, and thus allows the insured to make his or her decisions with the maximum information within random environments. Keywords: Probability distribution of real return; expected return; risk indicators based on the probability distribution of the real return; deferred life annuity.