中小企业对金融自助的态度:一个发展中经济体的视角

Business and Economic Horizons Pub Date : 2017-01-01 DOI:10.15208/BEH.2017.25

Bonginkosi Keith Zwane, C. J. Nyide

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引用次数: 3

摘要

在过去十年中，关于中小企业的国内和国际文献和研究得到了非常有力的发展。许多研究人员和学者已经进行了许多成功的尝试，以揭示中小企业的运营、行为、态度、功能和其他促进、维持或阻碍其成长和发展的动态的新的和创新的维度。然而，关于发展中经济体中小企业内部的一种非常独特的做法，即自力更生，在研究方面存在差距。因此，本研究采用非概率抽样方法，对南非夸祖鲁-纳塔尔省德班尼市的小企业主进行方便抽样。83名参与者完成了问卷调查。研究发现，在被调查的中小企业中，财务自主的实践非常高。在中小企业中使用财务自助是巧合。大多数受访者表示，他们没有接受过任何关于使用财务自助方法的正式培训。

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SMME attitudes towards financial bootstrapping: A perspective from a developing economy

The national and international literature and research on SMMEs has been developed very strongly in the last decade. There have been many successful attempts on the part of many researchers and scholars to unpack new and innovative dimensions of SMMEs’ operations, behaviour, attitudes, functions and other dynamics that boost, sustain or impede their growth and development. There is, however, a gap in research, regarding a very distinct practice within SMMEs in developing economies, that of bootstrapping. This study, therefore, used a sample chosen on a non-probability basis using convenience sampling of small business owners within the eThekwini Municipality, KwaZulu-Natal, South Africa. 83 participants completed the questionnaire. The study found that the practice of financial bootstrapping was very high amongst the investigated SMMEs. The use of financial bootstrapping within SMMEs is coincidental. The majority of the respondents indicated that they did not undergo any formal training on the use of financial bootstrapping methods.

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Business and Economic Horizons ECONOMICS-

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期刊介绍： The Business and Economic Horizons (BEH) is an international peer-reviewed journal that publishes high quality theoretical, empirical, and review papers covering the broad spectrum of research in areas of economics, business, management, and finance. The journal aim is to bridge the gap between the theory and the observed data in these constantly developing domains. BEH Editorial Board welcomes the high-quality original research articles and review papers that verify the well-grounded and the emerging theories by employing the econometric, statistical methods or other relevant empirical methods in theoretical and applied economic analysis. BEH does not discriminate articles utilizing the non-mainstream approaches such as experimental research, institutional analysis, other variations of heterodox and developmental economic studies. Therefore, the submissions in any field of micro- and macroeconomics, business ethics, economic policy or finance are appropriate for this journal. We hope, the provided contributions will help to understand the contemporary challenges faced by the private and public sector and will establish an international forum of empirical research.