人格特质与投资风险偏好的关系

Q4 Economics, Econometrics and Finance

International Journal of Revenue Management Pub Date : 2016-04-28 DOI:10.1504/IJRM.2016.076185

Chung-Chu Liu, KAI-YIN Woo, Tai-Yuen Hon

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引用次数: 6

摘要

人格特征和风险偏好行为一直是行为金融学的主要研究对象。本研究旨在探讨人格特质与投资风险偏好之间的关系。采用问卷调查法收集数据，选取600个有效样本进行研究。此外，受访者来自台湾和香港，这让我们可以检验这两个地区之间居住地点的差异是否可以调节关系。研究结果表明，投资者的人格特征与其风险偏好之间存在显著的关系。这些证据可以帮助学者将人格特质的作用整合到行为金融模型中，帮助投资者认识到他们在进行投资决策时的风险偏好，并帮助金融专业人员为客户设计和推荐符合其风险偏好特征与相应人格特质的投资产品。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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The relationship between personality traits and investment risk preference

Personality traits and risk preference behaviours have been the main subjects of behavioural finance. Our present study is to explore the relationship between the personality traits and investment risk preference. Questionnaire survey method is adopted to collect data and 600 valid samples are selected for the study. Also, the respondents come from Taiwan and Hong Kong, which allows us to test whether the differences in location of residence between these two regions can moderate the relationship. Our results show that investors personality traits have a significant relationship with their risk preferences. The evidence may help academics to integrate the role of personality traits into behavioural finance models, assist investors to recognise their risk preferences for making investment decisions, and facilitate finance professionals to design and recommend investment products for customers that match their risk preference characteristics with corresponding personality traits.

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来源期刊

International Journal of Revenue Management Economics, Econometrics and Finance-Economics and Econometrics

CiteScore

1.40

自引率

0.00%

发文量

期刊介绍： The IJRM is an interdisciplinary and refereed journal that provides authoritative sources of reference and an international forum in the field of revenue management. IJRM publishes well-written and academically rigorous manuscripts. Both theoretic development and applied research are welcome.