{"title":"非正式工人对小额医疗保险的需求:印度的离散选择实验","authors":"Souvik Dasgupta, A. Kundu","doi":"10.1504/ijbhr.2020.10026943","DOIUrl":null,"url":null,"abstract":"Micro-Insurance of Health (MHI) is considered as one of the possible instruments in reducing impoverishing effects of catastrophic out-of-pocket healthcare expenditure for the households in lower-income strata of the developing countries. MHI schemes can complement a publicly funded healthcare system within a specific local context. The present study attempts to investigate the demand for MHI among informal workforce using a Discrete Choice Experiment (DCE). In any DCE application we can determine the characteristics that describe a product and to what extent the respondent is willing to trade-off one characteristic to another. Our DCE in West Bengal (India) suggests that, any MHI scheme with low premium, transport coverage, full family coverage, cash-back facility and comprehensive benefit will encourage enrolment.","PeriodicalId":90540,"journal":{"name":"International journal of behavioural & healthcare research","volume":"32 1","pages":"1"},"PeriodicalIF":0.0000,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"DEMAND FOR MICRO INSURANCE OF HEALTH AMONG INFORMAL WORKERS: A DISCRETE CHOICE EXPERIMENT IN INDIA\",\"authors\":\"Souvik Dasgupta, A. Kundu\",\"doi\":\"10.1504/ijbhr.2020.10026943\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Micro-Insurance of Health (MHI) is considered as one of the possible instruments in reducing impoverishing effects of catastrophic out-of-pocket healthcare expenditure for the households in lower-income strata of the developing countries. MHI schemes can complement a publicly funded healthcare system within a specific local context. The present study attempts to investigate the demand for MHI among informal workforce using a Discrete Choice Experiment (DCE). In any DCE application we can determine the characteristics that describe a product and to what extent the respondent is willing to trade-off one characteristic to another. Our DCE in West Bengal (India) suggests that, any MHI scheme with low premium, transport coverage, full family coverage, cash-back facility and comprehensive benefit will encourage enrolment.\",\"PeriodicalId\":90540,\"journal\":{\"name\":\"International journal of behavioural & healthcare research\",\"volume\":\"32 1\",\"pages\":\"1\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2019-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"International journal of behavioural & healthcare research\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1504/ijbhr.2020.10026943\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"International journal of behavioural & healthcare research","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1504/ijbhr.2020.10026943","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
DEMAND FOR MICRO INSURANCE OF HEALTH AMONG INFORMAL WORKERS: A DISCRETE CHOICE EXPERIMENT IN INDIA
Micro-Insurance of Health (MHI) is considered as one of the possible instruments in reducing impoverishing effects of catastrophic out-of-pocket healthcare expenditure for the households in lower-income strata of the developing countries. MHI schemes can complement a publicly funded healthcare system within a specific local context. The present study attempts to investigate the demand for MHI among informal workforce using a Discrete Choice Experiment (DCE). In any DCE application we can determine the characteristics that describe a product and to what extent the respondent is willing to trade-off one characteristic to another. Our DCE in West Bengal (India) suggests that, any MHI scheme with low premium, transport coverage, full family coverage, cash-back facility and comprehensive benefit will encourage enrolment.
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