金融技术如何实现包容性增长

IF 0.8 Q4 MANAGEMENT

International Journal of Business Performance Management Pub Date : 2021-07-16 DOI:10.1504/ijbpm.2021.10039433

Hicham Sadok

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引用次数: 2

摘要

本文的目的是开发一个可以通过实施金融技术来模拟包容性增长的过程。在这项工作中，包容性增长被认为是获得重要网络和服务的基本经济权利的延伸。因此，金融科技被视为提高20亿未获得银行服务人口生产力的重要催化剂之一，因此它可以成为实现包容性增长的跳板。通过对淘宝在中国的经验进行研究，可以通过纳入农村人口来验证这一观察结果，使他们的活动多样化，并为中国农村GDP的增长做出重大贡献。肯尼亚同样如此，M-Pesa允许77%的肯尼亚成年人获得银行服务，从而确保他们正式和有组织地融入经济生活。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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How can inclusive growth be enabled from financial technology

The aim of this article is to develop a process that can emulate inclusive growth through the implementation of financial technology. Inclusive growth is conceived in this work as an extension of basic economic rights to access vital networks and services. Thus, FinTech is seen as one of the essential catalysts to increase the productivity of two billion underbanked people and therefore it can serve as a springboard towards inclusive growth. The study of the experience of Taobao in China made it possible to verify this observation through the inclusion of rural populations allowing them to diversify their activity and to contribute significantly to the increase of Chinese rural GDP. The same goes for Kenya with M-Pesa allowing 77% of adult Kenyans to access banking services and therefore ensure them a formal and structured integration into economic life.

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来源期刊

International Journal of Business Performance Management MANAGEMENT-

CiteScore

1.90

自引率

10.00%

发文量

期刊介绍： The most distinctive characteristic of a high performance organisation is a strong commitment to explore innovative thinking as a means of delivering a breakthrough in performance. IJBPM aims to examine both hard and soft perspectives in managing business performance, in both public and corporate organisations. Topics covered include: -Business strategy and business process re-engineering Corporate culture- Education and training, organisational learning- Ethical and environmental issues- Intellectual assets management- Innovation and knowledge management- Internet/intranet- Operations strategy- Outsourcing and strategic alliances- Modelling techniques- Performance benchmarking and measurement- Productivity and quality- Public sector management- Technological change and impact- Virtual team working.