撒哈拉以南非洲的监管资本要求和银行稳定性

IF 3.8 Q1 BUSINESS, FINANCE
I. Yakubu, Alhassan Bunyaminu
{"title":"撒哈拉以南非洲的监管资本要求和银行稳定性","authors":"I. Yakubu, Alhassan Bunyaminu","doi":"10.1080/20430795.2021.1961558","DOIUrl":null,"url":null,"abstract":"ABSTRACT In the wake of the global financial crisis of 2007–2009, more stringent regulatory mechanisms such as increased capital adequacy ratios have gained prominence in an effort to create a stable banking sector. The relevance of capital regulation in ensuring the soundness and stability of the financial sector is overwhelmingly supported in the literature. Hitherto, little is documented on how capital requirement influences bank stability in Africa. This study, therefore, seeks to investigate the impact of regulatory capital requirement on bank stability in Sub-Saharan Africa over the period 2000-2017. Applying the generalized method of moments (GMM) technique, our results reveal a positive significant effect of capital requirement on bank stability. However, in the presence of institutional quality, capital adequacy has an inimical effect on stability. We conclude that stringent regulatory capital standards implementation is imperative for ensuring a sound and stable banking sector in Sub-Saharan Africa.","PeriodicalId":45546,"journal":{"name":"Journal of Sustainable Finance & Investment","volume":null,"pages":null},"PeriodicalIF":3.8000,"publicationDate":"2021-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1080/20430795.2021.1961558","citationCount":"6","resultStr":"{\"title\":\"Regulatory capital requirement and bank stability in Sub-Saharan Africa\",\"authors\":\"I. Yakubu, Alhassan Bunyaminu\",\"doi\":\"10.1080/20430795.2021.1961558\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"ABSTRACT In the wake of the global financial crisis of 2007–2009, more stringent regulatory mechanisms such as increased capital adequacy ratios have gained prominence in an effort to create a stable banking sector. The relevance of capital regulation in ensuring the soundness and stability of the financial sector is overwhelmingly supported in the literature. Hitherto, little is documented on how capital requirement influences bank stability in Africa. This study, therefore, seeks to investigate the impact of regulatory capital requirement on bank stability in Sub-Saharan Africa over the period 2000-2017. Applying the generalized method of moments (GMM) technique, our results reveal a positive significant effect of capital requirement on bank stability. However, in the presence of institutional quality, capital adequacy has an inimical effect on stability. We conclude that stringent regulatory capital standards implementation is imperative for ensuring a sound and stable banking sector in Sub-Saharan Africa.\",\"PeriodicalId\":45546,\"journal\":{\"name\":\"Journal of Sustainable Finance & Investment\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":3.8000,\"publicationDate\":\"2021-08-05\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"https://sci-hub-pdf.com/10.1080/20430795.2021.1961558\",\"citationCount\":\"6\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Sustainable Finance & Investment\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1080/20430795.2021.1961558\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"BUSINESS, FINANCE\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Sustainable Finance & Investment","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1080/20430795.2021.1961558","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"BUSINESS, FINANCE","Score":null,"Total":0}
引用次数: 6

摘要

在2007-2009年全球金融危机之后,提高资本充足率等更严格的监管机制在创建稳定银行业的努力中得到了突出体现。资本监管在确保金融部门健全和稳定方面的相关性在文献中得到了压倒性的支持。迄今为止,关于资本要求如何影响非洲银行稳定性的文献很少。因此,本研究旨在调查2000-2017年期间监管资本要求对撒哈拉以南非洲银行稳定性的影响。应用广义矩量法(GMM)技术,我们的研究结果揭示了资本要求对银行稳定性的显著正影响。然而,在制度质量存在的情况下,资本充足率对稳定性有不利影响。我们的结论是,严格的监管资本标准的实施对于确保撒哈拉以南非洲地区银行业的健康和稳定至关重要。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Regulatory capital requirement and bank stability in Sub-Saharan Africa
ABSTRACT In the wake of the global financial crisis of 2007–2009, more stringent regulatory mechanisms such as increased capital adequacy ratios have gained prominence in an effort to create a stable banking sector. The relevance of capital regulation in ensuring the soundness and stability of the financial sector is overwhelmingly supported in the literature. Hitherto, little is documented on how capital requirement influences bank stability in Africa. This study, therefore, seeks to investigate the impact of regulatory capital requirement on bank stability in Sub-Saharan Africa over the period 2000-2017. Applying the generalized method of moments (GMM) technique, our results reveal a positive significant effect of capital requirement on bank stability. However, in the presence of institutional quality, capital adequacy has an inimical effect on stability. We conclude that stringent regulatory capital standards implementation is imperative for ensuring a sound and stable banking sector in Sub-Saharan Africa.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
CiteScore
10.60
自引率
7.00%
发文量
55
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信