从布吉雅加达伊斯兰法》宗旨的角度管理互助保险产品的费基金

S. Lahuri, Fadhila Tianti Mudi Awalia, Muhammad Alfi Syahrin
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引用次数: 0

摘要

本研究旨在探讨ujrah基金在waqf takafulink产品上的管理以及从伊斯兰教法的角度对ujrah资金的管理如何呈现财富利益。为了实现讨论的目标,研究人员采用了定性研究类型和案例研究方法的实地研究。在收集数据方面,研究人员进行了观察、访谈和查阅现有文件。同时,在分析问题时,研究人员使用了定性描述技术和maqasid-shariah方法技术,以便本研究能够详细解释waqf takafulink产品中的资金管理。结果发现,对waqf takafulink产品的ujrah基金的管理违反了伊斯兰教法保险的原则,因为参与者的权利是为了他人的利益而转移的,从向参与者收取运营资金的ujrh基金的征收可以看出。但如果税收是针对公司的资产金额,公司应该能够在不给参与者增加负担的情况下承担公司的运营成本。然而,从对maqasid shariah的审查来看,对takafulink产品的ujrah基金的管理,宗教基金会的问候也违背了正义和利益,因为在管理基金时有暴政的成分,财产所有权的转移方式不符合伊斯兰法。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
إدارة صندوق الأجرة في منتج التأمين التكافلي الوقف من منظور مقاصد الشريعة بيوجياكرتا
This study aims to discuss how the management of the ujrah funds on the  waqf takafulink product and the management of the ujrah funds in the perspective  of maqasid shariah in presenting wealth benefits. To achieve the discussion's  objectives, researchers used field research with qualitative research types and a  case study approach. As for collecting data, researchers conducted observations,  interviews and looked at existing documents. Meanwhile, in analyzing the  problem, the researcher used a qualitative descriptive technique and a maqasid  shariah approach technique, so that this study could explain in detail about the  management of funds in the waqf takafulink product.  The results found the management of ujrah funds on the waqf takafulink  product was contrary to the principles of sharia insurance because of the transfer  of participant rights for the benefit of others as seen from the imposition of the  ujrah funds that charged to participants to finance operations. But if the tax is on  the company's amount of assets, the company should be able to bear the company’s  operating costs without burdening the participants. Whereas from the review of  maqasid shariah, the management of ujrah funds on takafulink products, waqf  greetings is also against justice and benefit, because in managing funds there is an  element of tyranny, and the status of ownership of property transferred in a way  that is not in line with Islamic law.
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