欧盟银行体系面临的挑战

Q2 Social Sciences

European Business Law Review Pub Date : 2022-04-01 DOI:10.54648/eulr2022016

Christos V. Gortsos

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引用次数: 0

摘要

本文讨论了欧盟银行系统最近和当前面临的一些挑战。虽然第1节发展了其在疫情危机爆发前的整体稳健性，并简要概述了在危机中保持稳定的监管和监督措施，但第2节重点关注与欧盟银行业稳定潜在威胁有关的两个挑战：不良贷款和央行负利率。第3节论述了与欧盟在可持续金融和数字金融领域的监管发展相关的挑战。最后，第4节载有最后评估和结论性意见。全球金融危机、疫情危机、金融稳定、“巴塞尔协议III影响”、不良贷款、负利率、可持续金融战略、ESG风险管理和监督、数字金融一揽子计划、加密资产监管

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Challenges Ahead for the EU Banking System

The present paper discusses some recent and current challenges for the banking system in the European Union (EU). While Section 1 develops on its overall robustness before the onset of the pandemic crisis and briefly overviews the regulatory and supervisory responses to preserve its stability amidst that crisis, Section 2 focuses on two challenges relating to potential threats to banking stability in the EU: non-performing loans and negative central bank interest rates. Section 3 addresses then the challenges linked to EU regulatory developments in the fields of sustainable and digital finance. Finally, Section 4 contains a final assessment and the concluding remarks. Global Financial Crisis (GFC), pandemic crisis, financial stability, “Basel III impact”, non-performing loans (NPLs), negative interest rates, Sustainable Finance Strategy, management and supervision of ESG risks, Digital Finance Package, regulation of crypto-assets

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来源期刊

European Business Law Review Social Sciences-Law

CiteScore

1.10

自引率

0.00%

发文量

期刊介绍： The mission of the European Business Law Review is to provide a forum for analysis and discussion of business law, including European Union law and the laws of the Member States and other European countries, as well as legal frameworks and issues in international and comparative contexts. The Review moves freely over the boundaries that divide the law, and covers business law, broadly defined, in public or private law, domestic, European or international law. Our topics of interest include commercial, financial, corporate, private and regulatory laws with a broadly business dimension. The Review offers current, authoritative scholarship on a wide range of issues and developments, featuring contributors providing an international as well as a European perspective. The Review is an invaluable source of current scholarship, information, practical analysis, and expert guidance for all practising lawyers, advisers, and scholars dealing with European business law on a regular basis. The Review has over 25 years established the highest scholarly standards. It distinguishes itself as open-minded, embracing interests that appeal to the scholarly, practitioner and policy-making spheres. It practices strict routines of peer review. The Review imposes no word limit on submissions, subject to the appropriateness of the word length to the subject under discussion.