小额信贷对印度农村妇女创造就业和赋权的影响

Q2 Social Sciences

International Journal of Rural Management Pub Date : 2020-12-04 DOI:10.1177/0973005220969552

Srimoyee Datta, T. N. Sahu

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引用次数: 25

摘要

本研究考察了小额金融机构对借款人生计做法变化的责任。考虑到西孟加拉邦共有350名借款人，通过应用不同的统计工具，实证观察了小额信贷对他们生活的影响。在这项研究中，人们观察到，随着时间的推移，小额金融机构及其产品支持塑造受益人的生活方式。小额信贷的使用有助于借款人在家庭内外开展创收活动和人力投入。本研究通过比较贷款前和贷款后阶段，为现有的小额金融文献做出了贡献，并确定了小额金融机构的当代作用。通过考虑适当的框架和方法，这项研究可以向决策者解释，以便在这种背景下设计进一步的政策，并有助于确定未来繁荣当前状态所需的资源。

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Impact of Microcredit on Employment Generation and Empowerment of Rural Women in India

This study examines the responsibility of microfinance institutions towards changes in the livelihood practices of the borrowers. Considering a total of 350 borrowers of West Bengal, the impact of microfinance on their lives has been observed empirically by applying different statistical tools. In this study, it has been observed that MFIs with its offerings support to shape up the lifestyle practices of the beneficiaries over time. The microcredit utilisation helps the borrowers to start up income-generating activities and engagement of manpower within their household and beyond. This study contributes to the extant literature on microfinance by comparing pre-loan and post-loan phases and identifies the contemporary role of MFIs. By considering the appropriate framework and approach, this study is explicable towards policymakers for designing further policies in this context and helps identify resources that need to flourish the current state in the future.

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来源期刊

International Journal of Rural Management Social Sciences-Geography, Planning and Development

CiteScore

2.10

自引率

0.00%

发文量