住房拥有率下降——塔林新自由主义住房市场中年轻人的住房不平等加剧

IF 2.4 Q3 ENVIRONMENTAL SCIENCES
Anneli Kährik, Ingmar Pastak
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引用次数: 0

摘要

目前的住房负担能力危机主要是由住房金融化和政府紧缩社会政策和提供负担得起的住房推动的,影响了获得住房方面日益严重的不平等。危机对年轻人的打击尤其严重。最近的趋势要求对造成这种代际不平等的机制进行系统研究,同时考虑到现行住房制度的具体情况。塔林的住房负担能力下降,原因是房价快速上涨,这是极端自由的住房制度的结果,例如住房金融化、资本积累、政府干预水平低以及社会不平等的总体加剧。根据EU-SILC的数据,研究表明,2010年至2020年这十年的最新趋势对年轻人获得住房的机会产生了负面影响——年轻群体的住房机会大大减少,而且根据家庭的社会经济和劳动力市场表现,以及代际转移,这种情况变得更加差异化。年轻家庭越来越多地居住在私人租赁住房中,许多家庭在30多岁之前仍然依赖父母的住房。与拥有住房相比,租赁住房的优势更少——它没有带来资本收益,也不那么安全,而且租赁存量在城市空间中的分布往往不均衡,与自住住房相比,状况略差。这使年轻人在住房事业方面处于不利地位,这可能会对他们的社会包容产生严重影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Access to homeownership in decline—rising housing inequalities for young people in the neoliberal housing market of Tallinn
The current housing affordability crisis, driven mainly by the financialization of housing and the government's retrenchment of social policies and provision of affordable housing, have affected growing inequalities in access to housing. The crises have hit young people especially hard. The recent trends call for systematic studies on the mechanisms generating such intergenerational inequality, considering the specifics of the prevailing housing regimes. Housing affordability in Tallinn has decreased due to fast-growing housing prices, as a result of an ultra-liberal housing regime, exemplified by housing financialization, capital accumulation, low level of governmental interventions and an overall increase in social inequalities. Based on EU-SILC data, it is shown how the recent trends during the decade between 2010 and 2020 have negatively impacted young people's access to homeownership—access has been greatly reduced for young cohorts, and it has become more differentiated, based on the socio-economic and labor market performance of households, as well as intergenerational transfers. Young households are increasingly residing in private rental dwellings, and many still rely on parental housing until their 30s. Rental housing, as compared to homeownership, has fewer advantages compared to homeownership—it brings no capital gains and is less secure, and rental stock tends to be located unevenly across urban space and to be in slightly worse condition compared to owner-occupied housing. This positions young people in an unfavorable position in the perspective of their housing career, and this can have severe consequences on their social inclusion.
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来源期刊
CiteScore
4.00
自引率
7.10%
发文量
176
审稿时长
13 weeks
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