基本支付账户是否应该延期？

IF 1.1 4区社会学 Q3 SOCIAL ISSUES

Journal of Poverty and Social Justice Pub Date : 2019-02-28 DOI:10.1332/175982718X15451305078652

R. Prabhakar

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引用次数: 0

摘要

减少“无银行账户”是普惠金融的重要组成部分。对于它的支持者来说，获得银行账户对于降低那些被主流银行拒之门外的人所面临的成本非常重要。批评人士担心，普惠金融最终会让人们从福利国家的安全感转向金融市场的不安全感。本文认为，减少无银行账户可以促进个人赋权和臣服。这在很大程度上取决于这些政策是如何制定的。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Should basic payment accounts be extended?

Reducing the ‘unbanked’ is an important part of financial inclusion. For its supporters, access to a bank account is important for reducing the costs faced by those locked out of mainstream banking. Critics worry that financial inclusion ultimately shifts people from the security of the welfare state to the insecurity of financial markets. This paper argues that reducing the unbanked can contribute to both individual empowerment and subjection. Much depends upon how such policies are devised.

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来源期刊

Journal of Poverty and Social Justice Multiple-

CiteScore

2.00

自引率

23.10%

发文量

期刊介绍： The Journal of Poverty and Social Justice provides a unique blend of high-quality research, policy and practice from leading authors in the field related to all aspects of poverty and social exclusion. The journal has changed its name to reflect its wider scope and has growing international coverage. Content spans a broad spectrum of poverty-related topics including social security, employment and unemployment, regeneration, housing, health, education and criminal justice, as well as issues of ethnicity, gender, disability and other inequalities as they relate to social justice.