{"title":"净息差、不良贷款、资产回报率","authors":"Erwin Budianto, S. Romlah","doi":"10.34010/JIKA.V8I1.1918","DOIUrl":null,"url":null,"abstract":"This study to determine the effect and analyze of the Net Interest Margin and Non Performing Loan partial influence on Return on Assets banking companies in Indonesia Stock Exchange. The approach taken in this research is quantitative and associative approach. The population in this research are all banking go public companies listed in Indonesia Stock Exchange which amounted to 43 companies. The sample in this research is 7 companies. The independent variables used in this study are Net Interest Margin and Non Performing Loan and dependent variable is Return on Assets Data collection techniques using documentation. The method of analysis used is the normality test, the classical assumption test, simple linear regression test, hypothesis test and coefficient of determination. Data processing in this study using Software SPSS (Statistic Package for the Social Scien) 25 for window. The results show that partially, Net Interest Margin has an effect on Return on Assets. While Non Performing Loan has no effect on Return on Assets. \nKeywords : Net Interest Margin, Non Performing Loan, Return on Assets","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2019-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"PENGARUH NET INTEREST MARGIN DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSETS\",\"authors\":\"Erwin Budianto, S. Romlah\",\"doi\":\"10.34010/JIKA.V8I1.1918\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study to determine the effect and analyze of the Net Interest Margin and Non Performing Loan partial influence on Return on Assets banking companies in Indonesia Stock Exchange. The approach taken in this research is quantitative and associative approach. The population in this research are all banking go public companies listed in Indonesia Stock Exchange which amounted to 43 companies. The sample in this research is 7 companies. The independent variables used in this study are Net Interest Margin and Non Performing Loan and dependent variable is Return on Assets Data collection techniques using documentation. The method of analysis used is the normality test, the classical assumption test, simple linear regression test, hypothesis test and coefficient of determination. Data processing in this study using Software SPSS (Statistic Package for the Social Scien) 25 for window. The results show that partially, Net Interest Margin has an effect on Return on Assets. While Non Performing Loan has no effect on Return on Assets. \\nKeywords : Net Interest Margin, Non Performing Loan, Return on Assets\",\"PeriodicalId\":34882,\"journal\":{\"name\":\"Jurnal Ilmu Keuangan dan Perbankan\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2019-07-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Jurnal Ilmu Keuangan dan Perbankan\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.34010/JIKA.V8I1.1918\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Ilmu Keuangan dan Perbankan","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.34010/JIKA.V8I1.1918","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1
摘要
本研究确定并分析净息差和不良贷款对印尼证券交易所银行公司资产收益率的部分影响。本研究采用的方法是定量和联想的方法。本研究对象均为在印尼证券交易所上市的银行上市公司,共43家。本研究的样本是7家公司。本研究中使用的自变量是净息差和不良贷款,因变量是资产收益率,使用文件收集数据技术。分析方法为正态性检验、经典假设检验、简单线性回归检验、假设检验和决定系数检验。本研究的数据处理使用SPSS (statistical Package for Social Scien) 25软件为窗口。结果表明,净息差对资产收益率有部分影响。虽然不良贷款资产回报率没有影响 . 关键词:净息差、不良贷款、资产收益率
PENGARUH NET INTEREST MARGIN DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSETS
This study to determine the effect and analyze of the Net Interest Margin and Non Performing Loan partial influence on Return on Assets banking companies in Indonesia Stock Exchange. The approach taken in this research is quantitative and associative approach. The population in this research are all banking go public companies listed in Indonesia Stock Exchange which amounted to 43 companies. The sample in this research is 7 companies. The independent variables used in this study are Net Interest Margin and Non Performing Loan and dependent variable is Return on Assets Data collection techniques using documentation. The method of analysis used is the normality test, the classical assumption test, simple linear regression test, hypothesis test and coefficient of determination. Data processing in this study using Software SPSS (Statistic Package for the Social Scien) 25 for window. The results show that partially, Net Interest Margin has an effect on Return on Assets. While Non Performing Loan has no effect on Return on Assets.
Keywords : Net Interest Margin, Non Performing Loan, Return on Assets